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    How To Calculate Mortgage Payment Levels


    Once you have taken the decision to get a mortgage you need to be able to work out how much you can afford to pay. You can do this by performing a mortgage payment calculation. There are certain considerations when you calculate mortgage payment levels that suit you that you need to keep in mind: How much mortgage can I afford? What type of mortgage should I get? What kind of loan payment schedule suits me best? As always it is best to start at the beginning. How much mortgage can I afford: answering this question is easy but you must be honest with yourself! Look at your earnings and savings and your expenses. How will these be affected by a mortgage? Some expenses like rent will disappear when you are a homeowner but a mortgage will bring other expenses (you may have removal costs and you'll almost certainly have legal costs). An online financial calculator will allow you work out exactly how much you can afford to commit to in a mortgage. Now you must decide what kind of mortgage is best suited to your needs. There are various types of mortgage but don't let this put you off the choice makes it easier to find a mortgage that suits you best. The two most common types of mortgages for homeowners (commercial mortgage rates are applied to business premises) are repayment mortgages and interest only mortgages. You can also have a combination of the two. With a repayment mortgage you pay off part of your mortgage every month but with an interest mortgage only the interest is paid off each month. When you consider what type suits you remember that an interest only mortgage rate (always calculate loan interest as well) will be considerably smaller. Although this will appear attractive you will need to be able to pay of the rest of the loan at the end of your loan payment schedule. You can do this by investing money but poor investments will lead to a shortfall and you will need to take advice at how to invest money so that it grows with your mortgage. When you have settled on a mortgage that suits you (you'll find a weekly mortgage calculator allows you to break your finances down better than a monthly breakdown) there are other still a few more things to consider. What are your mortgage closing costs? These might make the final amount you pay much higher especially if you pay your mortgage offer quicker than the original loan payment schedule. Are you able to claim any discounts like small business tax deductions? What are the bank loan rates (an interest rate calculation will help you here)? You might also be affected by mortgage loan origination check your mortgage provider is dealing with your mortgage themselves and not farming it out as this may increase the amount you pay. It is always best to shop around and find the best deal! When you calculate mortgage payment levels that suit you should know what you can afford. After that it is easy to calculate a payment that is tailor made to suit you best.


    Is Blogging Right For You


    The answer to that question will be determined to a large degree on how you want to define blogging. If the interaction on social networking sites like MySpace is accepted as true blogging, then there are millions of Internet users who qualify as social bloggers, and you can answer the question, “Yes, blogging is for everyone.” MySpace alone claims over seventy million users in the US. But if we were to define blogging from a commercial standpoint, then blogging is clearly not for everyone, and it might not even be for you. Less than 8% of all those who access the Internet have commercial blogs. While blogging certainly has an entrepreneurial appeal, and those individuals who have small offline business or online websites frequently use blogs as inexpensive promotional tools, but that is not an indication that all entrepreneurs will benefit from having blogs. There are cases in which a private Internet forum will work better than a public blog is communication between a specific group of people is required. In other cases, a website, once built, will demand less attention than a blog, and may be a better traffic generator. Many blog owners eventually find themselves short on the time needed to keep their blogs updated and promoted. In spite of all the potential negatives, there are many, many reasons why blogging might be for you or for everyone. One of the most obvious is that building a blog is simplicity itself, whereas building a website can take weeks or even months and requires a real understanding of HTML coding. All you need to do to start your own blog is to get a Blogger. com or WordPress account, choose your topic, and use the interface to begin your posting. You don’t need to know the first thing about coding, you don’t need to use a template; and you don’t need to find a host, nor understand how to upload your website pages to it. Is blogging for you or for everyone? It certainly is not for everyone, as in the instance of blogging commercially, which is reserved for those who use blogs to promote their businesses. But blogging could very well be for you, if you do have a business and want an inexpensive way to get it noticed. Blogging is certainly inexpensive, as well as quick and easy to begin.


    Making Kindergarten Fun


    Making Kindergarten Fun A preschool child takes his or her signals from people around them, and most of the times that is mom and dad. In almost every situation, the child watches you to see if this is a good time to laugh, to cry, to pray, to be serious or to be afraid. Just watch your little one when you are out in an unfamiliar situation. Her little eyes will be glued to you and when you react a certain way, she will immediately react that way too. So the influence you have on your child’s attitude about her first year at school will be driven to a very large extent by your attitude. If you are nervous or anxious about this big step, your child will go into the first days in kindergarten tense and serious too. Of course, you know the importance of shaping your child’s attitude toward school. You want them to take school seriously. In a strange way, in order to get your child interested in school, especially in this important first year, you have to lift the pressure and speak of them about kindergarten in their own. And the orientation of any child in the months leading up to kindergarten can be sized up in one word – fun. We often underplay the importance of fun and even scoff at how much value a child places on fun even in going to school. “Fun” is a code word for a child. It means more than just a child’s desire to play in a frivolous way. In other contexts, “fun” means the child wants to be engaged, challenged, become part of a process, loved, feel safe and feel joy about what he or she is doing. So when a child complains that something “isn’t fun”, it might just mean that the activity is frightening or fails to connect to them on their own terms. Learning to listen to your child is a big step in helping them get ready for all of life’s challenges including this big step into kindergarten. So the more you can do to make their first days in kindergarten fun will be of tremendous value in helping your child want to go to school and overcome their feelings of anxiety and stress about doing something new and a little scary. The best way to make kindergarten fun for your child is for you to have fun getting her ready for the event. The process of buying new clothes and school supplies can be great fun for parent and child so if you take your little one with you and let him or her make choices about those new clothes, about the kind of notebook they will take and about their lunch pail or carrier, those things will have special meaning to them and the child will be excited to put them to work. Talk up the fun your child is going to have at kindergarten. By emphasizing that they will get to play lots of games and make lots of new friends at school, they will take that clue from you and go into the new experience looking for new friends. The more engaged you are in your child’s school experience, the more he or she will see this as a big adventure and go off in the spirit of joy and fun to “discover the world” because they know mom and dad will be waiting eagerly at home to hear all about their big day. Giving your child the spirit of fun and adventure about going to school is probably the best gift you can give her and the best way you can prepare your little one to take on the challenges of school. And if your new student goes into school looking at it as a big fun outing, each new assignment will be taken on with creativity, mental energy and personality and that will naturally give her success in everything she does at school. And as success leads to more success, before long you will have a child that loves school and goes there with energy and enthusiasm throughout kindergarten and on into first grade and up and up in the latter of success in the academic world. PPPPP Word Count 713


    Are Women Good Candidates For Hair Transplant Surgery


    Are Women Good Candidates for Hair Transplant Surgery? Balding is not just a men's problem; women often lose hair as they get older as well. You might wonder, if that is the case, why more women do not have hair transplant surgery.

    You may be surprised to know that many women are not good candidates. Women usually have a different type of hair loss than men. Male pattern baldness uncovers parts of the top of the head.

    However, the sides and back of the head are usually covered with healthy balding resistant hair follicles. Men with this pattern of balding will have donor hair that survives the hair transplant process and flourishes long afterward.

    That is because a naturally occurring enzyme in the body combines with testosterone to create a chemical called DHT. This chemical is responsible for the hair loss on the tops of men's heads when they have male pattern baldness. However, it does not affect the back and sides of their hair in most cases. These areas have healthy hair follicles and make excellent donor sites for hair transplant surgery.

    These are called stable sites because they remain unchanged over time rather than shrinking like the hair follicles affected by DHT do. Female pattern baldness is different. In most cases, they do not have large areas of stable balding resistant hair follicles. The sides and back of their hair tends to thin just as the front and top of the head do. The DHT affects all the areas of their hair. Any hair follicles that are affected by DHT will simply fall out if they are moved by hair transplant procedures. Moving them from one place to another does not affect the basic nature of the hair follicle. Also, women do not have the problem of receding hairlines in most cases. Their hair is lost in a more diffuse manner, thinning uniformly all over the head. It is not so much where their hair is that is the problem, but how much they have. Hair transplant surgery will not correct this problem. It is best used to move hair from one place to another. There is a very small percentage about 5% of all women with baldness problems who are good candidates for hair transplant surgery. The thing that all these women have in common is that they all have healthy areas of hair follicles that can be used as donor sites. For example, women with mechanical or traction Alopecia have lost their hair because they have scratched their head for a long period of time, they have used tight rollers or their hair has been pulled or stretched in any manner. These women almost always have an area of their hair that is unaffected. If they do, they can have hair transplant procedures. Some women have cosmetic surgery and suffer hair loss around the incision sites. In these cases, hair transplant surgery can help. Other women actually have a pattern of hair loss that is similar to male pattern baldness. These women are able to have the surgery, too. Finally, women who have suffered trauma from accidents or burns are good candidates for hair transplant procedures. If you are a woman with balding problems, is worth the time to consult with a doctor to find out if you are one of the women who can benefit from hair transplant surgery.


    Rewards Credit Card Most Popular Rewards


    Rewards credit cards are credit cards that literally reward shoppers by giving them rewards for each dollar that they spend. Rewards vary by credit card a great deal, but the most popular rewards credit cards offer customers a wide range of options, such as cash back, airline miles and electronics. But how does a reward credit card work? And where can you find one? How it Works When you use your rewards credit card, a certain percentage of each purchase you make is set aside either as your cash back incentive or as a number of points that you can store and eventually put towards an item, such as those airline tickets or any other nick knack that is offered by the rewards credit card program. While it may seem like your rewards credit card company could easily go bankrupt by paying you to shop, in reality, the rewards credit card companies have done loads of research into strategies that they can employ in order to get long time customers. Because the rewards program is based on a system that rewards you over a long period of time, most clients will stay with a credit card if they feel that there is value in it for them down the road. In turn, the rewards credit card companies benefit from charging you a nice interest rate as you continue to rack up rewards points. Most Popular Benefits While all rewards credit cards offer a variety of rewards to their customers, the best rewards credit card programs will let you select the option that works best for you. If you are a frequent traveler, it may be advantageous to enroll get a rewards credit card that offers you frequent flyer miles for every dollar that you spend. You will then be encouraged to spend more using your credit card if you know that you will be rewarded. Other programs offer a catalogue of appealing options, such as television sets, blenders, magazine subscriptions and more. If you choose to get cash back for using your rewards credit card, the cash back rate generally falls somewhere between 1% and 3%. Where to Find a Rewards Card Rewards credit cards have proven to be very effective methods of obtaining loyal customers. Therefore, nearly every credit card company will offer some sort of rewards option. In order to obtain the best rewards credit card plan for you, it is important for you to shop around to see what is currently available. Rewards credit cards not only give you incentive to make all of your purchases using the same credit card, but they also make you feel good about spending money. You know that if you use your rewards credit card on a regular basis for the majority of your purchases, you will undoubtedly receive a reward once you rack up enough points. Again, the best rewards credit cards will let you choose which rewards go get. Now get out there and get rewarded for shopping!


    How Repeatedly To Finance Mortgage After Bankruptcy


    When it is amazed with bankruptcy people tend to begin to panic, and they do not think directly more. Does not understand, that there are ways repeatedly to finance mortgages after bankruptcy. Actually, repeatedly financing yours mortgage after bankruptcy the same thing as replacement of all with new Mortgage. People should arrange, when problems appear. It is the same thing with bankruptcy. Learning how repeatedly to finance mortgage after bankruptcy only is a little more difficult. The most met reason to refinance a mortgage after bankruptcy stands in obtaining lower interest rates that will turn beneficial due to saving money on a long period of time. You can actually lower your payments and save money on a month to month basis during different periods of time. Interest rates change constantly and benefits offered by loaners also change. The fact that bankruptcy is the case at hand will have an impact on refinancing but it can still be done. Dealing with mortgages means that you are dealing with your home, which is usually the largest asset you posses. As time passes, the value of your home will rise as well and you can take advantage of this by linking equity to refinancing mortgages, even after bankruptcy. Creditors mortgage repeatedly finance mortgages after bankruptcy because it will involve less risks thus than in start new mortgage as a whole. The greatest secret in studying how repeatedly to finance mortgages after bankruptcy costs in reception of various inverted commas from set of creditors which compete for your business. You really lifted the right! People wish to offer you the best contract accessible even after bankruptcy to place you in your legs and to receive a few money. Only, because you amaze bankruptcy which you should not sustain around and wait for something, to happen. Now more than ever you should arrange. Repeatedly financing mortgages after bankruptcy is possible, and you can even receive the help from the various companies which offer an opportunity sends applications questionnaires online. If there is no broker who can help in the field of in which you live, you can search for another which will be also. Recent crisis mortgage in the United States has given rise to serious anxiety for the American bank systems. Even President Bush has declared, that it does not see any choice, but intervention from the American exchequer to interfere with the main banks and the capital of a barrier to collapse under weight of tens thousand mortgages, dollars making billions which, appear, decayed suddenly. On the crest of the current crisis, many estate agents are taking on the role of mediators between the home owner and the mortgage banks, to find a solution to the problem. Both parties are under pressure to find a solution. The bank does not want to foreclose on the property and force their client into bankruptcy. The home owner on the other hand knows that the repossession of their property through foreclosure is inevitable and they are prepared to listen to any proposition as long as it is legal and will prevent the necessity of foreclosure and possible bankruptcy. What the real estate broker does is suggest a short sale. This is where the broker revalues the house based on their knowledge of the markets current volatile state. They then approach a potential buyer who may be interested in purchasing the property at a knock down price. The broker then approaches the mortgage bank requesting on their client's behalf that they write off a percentage of the outstanding mortgage so that the property can be sold, and the homeowner be freed of the burden of their debt. Many home owners were naive or overly optimistic when they entered the property market and paid inflated prices for property and took on mortgages that were above the borrower's real capacity to repay. The mortgage banks were too rash and too eager in lending large sums of money to people without checking out if their real financial situation was strong enough for them to be able to handle such a large financial commitment. Whether either of them of both of them deserves to be driven into bankruptcy is a bone of contention among the financial gurus of the United States.


    Three Major Do Not Do S In While In Thailand


    Do NOT in anyway shape or form say or do ANYTHING that would be considered as being injurious to the dignity of the royal family. This includes but is not limited to saying anything bad about the king, stepping on or defacing Thai money or anything with the image of the King on it. The Thais love their King. Remember this and act accordingly. Don’t raise your voice or show anger. This has to do with face and if you cannot control yourself you will look like the ignorant tourist you really are. Don’t hurt anyone especially a Thai. You will be held responsible and you really do not want to have to deal with the Thai police. It will cost YOU. DO Smile A LOT and enjoy your trip.


    How To Be A Successful Virtual Assistant


    : Virtual Assistant is an independent worker who does work on a contract basis providing assistance to his clients in administrative, technical, creative assistance, customer service, website design, book keeping, marketing services, project management, travel arrangements, writing newsletters for companies etc, the list is exhaustive. Reasons, why employers hire virtual assistants: The employer might have limited working space and hence limited number of staffers working in the office; they normally outsource the rest of the jobs to people who work from their homes. The employer saves money, as he need not pay for any additional benefits to virtual assistants, as they are not regular employees. Certain employers may not recruit people on a regular basis, as there might not be work available on a regular basis. Hence virtual assistants suit them the best. Also time consuming projects are ideal to be outsourced to virtual assistants. The employer can get the kind of work he requires from a virtual assistant say if he wants his website to be designed using Dream weaver instead of HTML, it is possible it as, the Virtual assistant takes care of it and the employer can focus his energy on more productive work. Virtual assistants too are entrepreneur; hence their service is of great value, as often they may have their own network of people and resources, which can be used for the benefit of the employers. A virtual assistant can be situated anywhere in the world and still provide the services on time, in a competitive price with a wide range of services as expected by the employer. The employers can select a virtual assistant by having a look at his previous jobs or by going through the testimonials provided on their websites or seeing their web pages. The portfolio pages help the employer determine the expertise and depth of knowledge of the virtual assistant. Steps to be taken to become a successful virtual assistant: Before deciding to become a virtual assistant, it is good to know what other Virtual assistants are offering in terms of price, certifications and memberships for just to find the crucial ones and try to follow, but no need to copy, as there needs to be originality and individuality. Creating a website for your own benefit is very important. It need not be flashy, but can you offer simple one listing out the services. Networking with people is very important. Unless you tell that you offer services, people will not come to know. It is advised to join at least two to three groups for wider reachability. As the virtual assistant industry is full of competition, you need to provide excellent services to stay ahead of others. Your work should speak. It is good to define the services you offer. Either the virtual assistant can be a generalist or can offer specialized services. It all depends on you and then market the same to the clients who offer you work to give the knowledge of what you are capable of handling.


    Airline Baggage Pack For Success


    : Between the time you check your luggage in and the time you claim it at your destination, it may have passed through a maze of conveyor belts and baggage carts; once airborne, baggage may tumble around the cargo compartment if the plane hits rough air. In all fairness to the airlines, however, relatively few bags are damaged or lost. With some common sense packing and other precautions, your bags will probably be among the ones that arrive safely. Packing You can pack to avoid problems. Some items should never be put into a bag you plan to check into the cargo compartment: * Small valuables: cash, credit cards, jewelry, cameras. * Critical items: medicine, keys, passport, tour vouchers, business papers. * Irreplaceable items: manuscript, heirlooms. * Fragile items: eyeglasses, glass containers, liquids (check the latest rules on liquids. Things like this should be carried on your person or packed in a carry on bag that will fit under the seat. Remember, the only way to be sure your valuables are not damaged or lost is to keep them with you. Even if your bag is not lost, it could be delayed for a day or two. Don't put perishables in a checked bag; they may spoil if it is delayed. It is wise to put items that you will need during the first 24 hours in a carry on bag (e. g. toiletries, a change of underwear). Check with the airline for its limits on the size, weight, or number of carry on pieces. (There is no single federal standard.) If you are using more than one airline, check on all of them. Inquire about your flight; different airplanes can have different limits. Don't assume that the flight will have unlimited closet space for carry on garment bags; some may have to be checked. If you plan to go shopping at your destination and bring your purchases aboard as carry on, keep the limits in mind. If you check these purchases, however, carry the receipts separately; they may be necessary for a claim if the merchandise is lost or damaged. Don't put anything into a carry on bag that could be considered a weapon (e. g. scissors, pen knife). Checked baggage is also subject to limits. On most domestic and international flights, it's two checked bags (three if you don't have any carry on luggage). There can be an extra charge if you bring more, or if you exceed the airline's limits on the size of the bags. On some flights between two foreign cities, your allowance may be based on the weight of the bags rather than the number of pieces. The same two bags that cost you nothing to check when you started your trip could result in expensive excess baggage charges under a weight system. Ask the airlines about the limit for every segment of your international trip before you leave home, especially if you have a stopover of a day or two or if you are changing carriers. The bags you check should be labeled inside and out with your name, address, and phone number. Add the name and address of a person to contact at your destination if it's practical to do so. Almost all of the bags that are misplaced by airlines do turn up sooner or later. With proper labeling, the bag and its owner can usually be reunited within a few hours. Don't over pack a bag. This puts pressure on the latches, making it easier for them to pop open. If you plan to check any electrical equipment, glassware, small appliances, pottery, typewriters, musical instruments or other fragile items, they should be packed in a container specifically designed to survive rough handling* preferably a factory sealed carton or a padded hard shell carrying case. Check in Don't check in at the last minute. Even if you make the flight, your bag may not. If you miss the airline's check in deadline, the carrier might not assume liability for your bag if it is delayed or lost. If you have a choice you should select flights that minimize the potential for baggage disruption. The likelihood of a bag going astray increases from #1 to #4 below (i. e., #1 is safest): 1) nonstop flight 2) direct or 'through' flight (one or more stops, but no change of aircraft) 3) online connection (change of aircraft but not airlines) 4) interline connection (change of aircraft and airlines). When you check in, remove straps and hooks from garment bags that you are sending as checked baggage. These can get caught in baggage processing machinery, causing damage to the bag. The airline will put baggage destination tags on your luggage and give you the stubs to use as claim checks. Make sure you get a stub for every bag. Don't throw them away until after you get your bags back and you check the contents. Not only will you need them if a claim is necessary, but you may need to show them to security upon leaving the baggage claim area. Each tag has a three letter code and flight number that show the baggage sorters on which plane and to which airport your luggage is supposed to go. Double check the tag before your bags go down the conveyor belt. (The airline will be glad to tell you the code for your destination when you make reservations or buy your tickets.) Your bags may only be checked to one of your intermediate stops rather than your destination city if you must clear Customs short of your final destination, or if you are taking a connection involving two airlines that don't have an interline agreement. Be sure all of the tags from previous trips are removed from your bag, since they may confuse busy baggage handlers. Claiming your bags Many bags look alike. After you pull what you think is your bag off the carousel, check the name tag or the bag tag number. If your bag arrives open, unlocked or visibly damaged, check right away to see if any of the contents are missing or damaged. Report any problems to the airline before leaving the airport; insist on filling out a form. Open your suitcase immediately when you get to where you are staying. Any damage to the contents or any pilferage should be immediately reported to the airline by telephone. Make a note of the date and time of the call, and the name and telephone number of the person you spoke with. Follow up immediately with a certified letter to the airline.


    Can Andy Roddick Win Another Slam


    For over 20 years now many Coaches and National Tennis Federations around the world, decided to develop players the easy way, with one mode robot like baseline tennis. Fortunately 2 players survived this onslaught and have kept the interest alive in the serve and volley all court game, Pete Sampras and Roger Federer with Andy Roddick in a grey zone between these two great players. Due to that one dimensional teaching of tennis by coaches and federations,, today everyone that faces Roger has the jitters. They have no answers or solutions for the challenges Roger presents. This has awakened every expert in the world to talk wonders about the "all court game"! The very same game that 20/30 years ago they themselves almost killed with new rules, heavier balls, bigger balls, slower balls etc...and by following certain "tennis gurus" with poor coaching/development examples or tennis knowledge. Remember that everyone turned their backs on the teachings of a great Master of the all court training the late Harry Hopman "The Fox". Now back to Andy Roddick; all these technical Coaching trials at bettering his backhand or his volleys or his returns are purely making him lose confidence.... now everyone is talking about Andy Roddick developing a more all court game! Amen! Pete Sampras was saying that with his game style to all coaches for 15 years! With Andy Roddick it would be foolish to tinker with the core of his game at this point of his career. Those things (weak parts of his game) will better themselves as he grows as a professional, practices and gets smarter, eg. experience and more self confidence. Nevertheless the weaker parts of his game will always be "weaknesses". If you all remember Stefen Edberg had a "poor forehand" and a not so good forehand volley! The same was for Jimmy Connors with his "poor mid court low forehand" and "weak serve", or with Guillermo Villas "no serve" and weak volleys, or Michael Chang trying to get a "Bigger service" all his career and last, Ivan Lendl trying to stop being a "chicken" or to better his volleys to win Wimbledon (I guess Lendl should have let Tony Roche volley for him at Wimbledon when needed!...not to mention the mental debacle in 1989 at Rolland Garros). Yet, these players turned out to be great champions even though those weaknesses followed and pestered them throughout their careers. Then Sergio what's the secret? There is a simple secret: Top class players learn to compensate or hide their weaknesses the best they can sometimes even with ruses! For example, you problably may not remember an Italian player called Corrado Barazzutti, but the his ploy was to look like a loser to you, act like a loser, look miserable, despondent, get down on himself. He walked with his head slightly down almost inside his stooped shoulders, all in all he was the antithesis of Dr. James E. Loehr (famous sports psychologist), stay positive, I love the battle, pumping fists, agressive, mighty fighter full of adreneline type. But, boy you miss a bit and Corrado "Mama mia" Barrazutti took you to the cleaners and you were on the next airplane home or to the next tournament. Corrado was a great competitor and athlete. He made it to the respectable career ATP high ranking of 7 in the World with many brilliant wins! Great players learn to play on their strengths and base their games on their strengths and they win the most by NOT deviating from what they do best, whatever that is. That is the secret! Remember Boris "BOOM BOOM!" Becker? Now imagine if Ion Tiriac or Bobby Brett had told Boris, "Boris, you have a great 1st serve but, you need to get a much higher percentage of first serves in".... you get the idea, we would never had gotten to know "BOOM BOOM" Becker and he probably would never had won Wimbledon either! Now to our young friend Andy Roddick, coaching and over coaching has taken away from Andy Rodick what were his greatest tools and what I call his core strengths or weapons: The punishing aces (he hits a lot less aces now then 4 or 5 years ago!). The risk taking forcing second service (when he first came onto the scene his second serve was a weapon, today it is not!). Remember how Pete Sampras used is second serve as a weapon! The punishing shots inside the court. Today Andy is playing 80% of his aggressive or defensive shots 12 to 15 feet behind the baseline! He basicly runs unecessary miles that take away much needed energy for further winning matches and for a long tennis season. What does Roddick need to do? Forget about the Coaching and the experts! Go with his instincts, his power game, his natural strengths: Use his biggest weapons at all time, be it big first services, big second serves or serve and volley occasionally. Stop playing 15 feet behind the baseline! Play 3 to 6 feet from the baseline and get inside the court at every opportunity he gets and hit the big forehand WINNERS! Never give up an inch! Go to the net and mix the approach shots with short fades or disguised drop shots and mix solid volleying with drop angled volleys. When attacking go 85% of the times up the line use very few cross court approaches. Never worry about the volley, if he gets inside the court, he will get easy enough put away volleys. Return closer to the baseline and darn it, he must get inside the court on those second serves pound them or go to the net and put some kind of pressure on the other guys serves (chip & charge you name it!). From point one get ahold of his opponents and rattle them with his sheer physical power and never let go. Like Jimmy Connors use to do with his strokes. Take control of the center of the tennis court and of the match; mentally, physically and with his shots. Finally, in the grand slams he has to be able to do this at all times 3 sets in a row or 5 intercalated if he is forced to. He needs to decrease the amount of rounds with long five set matches to 3 sets. He also has to increase the level of his self belief, concentration and general stamina! Easier said then done, but I believe that the young man can do it!


    Consultants On Alternative Energy


    Consultants on Alternative Energy The alternative energy consultants tell us that the transition from the petroleum driven economy and society will not be a smooth one, on the whole. The amount of new technologies and infrastructures that need to be developed and built is staggering—even as Germany achieves powering 10% of the entire nation through the use of wind turbines and solar arrays, even as corporation after corporation is springing up, helped by various governments' tax breaks and rebate incentives, to drive forward the alternative energy mission. We have lain dormant on alternative energy on the grand scale for so long that we now have to scramble to play catch up as access to cheap oil lurks ever closer to being a thing of the past. Consultants on alternative energy also tell us that we need multilateral, international efforts in concert with one another in the direction of getting away from the heavy—almost total—dependence on fossil fuels. They are poised to become too expensive, burning them is polluting the atmosphere, and digging for them is disrupting the natural environment. We have about 30 years left of reasonably cheap oil and gas—and consultants say that within 20 years beyond that point, we had better be at least 90% independent of them. Unfortunately, at the present time the world is mostly not acting as if this is the case. The thirst for oil is growing, not slaking, and it is growing faster now than it did even in the 1970s. One of the major problems of transition, the consultants point out, is that higher oil and gas prices stimulate the economy (This flies in the face of what many energy so called “experts” and many members of the public believe, but the fact is that oil and gas are found and manufactured and transported by huge corporations who employ multitudes of staff workers and contractors; and from their huge profits their stocks remain lucrative on Wall Street.). Alternative, or “green” energy has to become more marketplace friendly, more profitable to investors and would be employers. Wall Street does not like change; so there is resistance to this much needed economic transition. It is because of this that many consultants are saying that we need an international, governments backed initiative put into place; we are told that we cannot expect the new economy to spring forth overnight, all clean and polished and perfected, from the black ashes of the fossil fuel economy phoenix. It is most imperative that the wealthy, big production nations such as the US, Japan, Western Europe, and others be the ones to spearhead the effort to get off of the fossil fuel dependence. Smaller, poorer nations are very simply never going to achieve the level of energy production through coal and oil that these nations have—for by the time they would be ready to, the cheap access to the fossil fuels will be gone, and they will never be able to sustain their newly risen civilizations at that time as we have been able to do. The time for transition from black to green is now.


    Hose Reels Watermelon Traits


    Hose reels are to watermelons as sunshine to a daisy. If your want prize watermelons, buy them a cool hose holder. Watermelons are very fashion conscious vegetables. Noting makes them sweeter than a sexy motor driven hose reel with a chauffer. It’s not like watermelons just sit around all day with nothing to do. A recent survey showed watermelons prefer cool hose reels to splash around with ten to one. They get very upset when their motor driven hose reel wants to sleep all day long. How to Grow Watermelon Hose Reels Guide Imagine the most mouth watering watermelon you ever tasted in your life. Then stop to honor the lowly hose holder that watered your prize melon. Growing a prize watermelon is a bit like pig farming. I worked on a pig farm once and we had crummy water hose reels. The pigs didn't care much... The minute those pigs saw the hose holder, they came running to cool off on a hot day. OK, so a baby watermelon doesn't come running when it sees a motor driven hose reel, but that doesn't mean they don't have feelings too. Prize Watermelons Hose Holder Tips OK, it's been two weeks and your watermelons already sprouted up and are ready to spread their vines among your hose reels…your cute little melons are THIRSTY!... Most experts agree watermelons grown with a motor driven hose reel are disease resistant and hose reel color is a concern of theirs. So choose gaily painted hose holders, hose reels and motor driven hose reels to grow prize winning melons. Hose Reels – Color Recommendations Red hose reel turns out a feisty melon Brown hose holder a sensitive, but dull melon Orange motor driven hose reel great seeds to spit Yellow hose reel gives a tummy ache Blue hose holder artist, writer or musician Green hose reel greedy, selfish melon Black motor driven hose reel generous, good dancer Your average watermelon weighs in at about 20 30 pounds or so. Feed the same watermelon with a designer hose holder and it may reach fifty pounds! Odd shaped hose reels lead to weird shaped watermelons... Bush Baby watermelons raised around motor driven hose reels and are very hardy melons. If you have a short growing season, plant seedlings indoors near hose reels in little containers or pots. Your trusty hose reel can moisten the peat pots to reduce transplant shock. Hope you enjoyed this light look at watermelon growing stay tuned for Zuchini!


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