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    What Is Close Up Magic


    Close up magic is magical entertainment that happens right in front of you, magic you can not only see but feel and touch. This intimacy is what makes it so different from other types of magic. An expert close up magician will involve and interact with the audience far more than a stage magician (or any other form of entertainer for that matter). Most close up magicians use common props such as playing cards, coins, sponge balls and rope. And all magicians perform the same basic magical effects with these props, making them appear, disappear, change, levitate, break and restore, and penetrate other objects. What is amazing about close up magic is that it happens so close to you, sometimes while you are holding the props! There are many standard close up magic effects and standard routines used to present them. For example, the ‘Ambitious Card’ where a chosen card repeatedly rises to the top position in a deck of cards without any shuffling or cutting, or the ‘Sponge Balls’ where the balls move invisibly between the magician’s hands and those of the spectator’s. In fact, these routines are freely available if you care to look. Anyone can search the internet and buy books and DVDs on close up magic, or even the props and standard routines. What really sets one close up magician apart from another is how they present their magic. In fact, presentation is the key it is what makes close up magic entertaining. A really good, professional magician will be creative and present their magic in an original and entertaining way. Sometimes humorous, sometimes mysterious, sometimes just plain weird and freaky. The magic becomes a vehicle for the personality and ideas of the performer. This is what makes close up magic great entertainment. An interesting, strange and funny person demonstrates the impossible, weird and wonderful, right under your nose!


    Living In Style In Shipping Containers


    : Believe it or not there is a group of architects that have developed some very stylish residences out of the humble shipping container. Not only residences, there have also been hundreds of metal shipping containers used for museums, restaurants and weekend houses. You would not even realize that these beautiful and creative structures were once hauling supplies across the country. The shipping containers are stacked, painted and customized to form the outer structure of the houses. Glass ceilings, walls and windows add light and give the structures a very bright and airy look. The Shelburne Museum, located in Vermont, features a Collectors House designed by interior designer Albert Hadley and architect Adam Kalkin.

    It was created by using 3 overseas shipping crates that make a very striking house. The building features glass garage doors, a large patio area, living space, bedrooms and a full sized kitchen. Adam Kalkin has designed houses out of shipping containers before, but his last one is actually a luxury dwelling for the rich.

    He unveiled his creation at the Art Basel Miami Beach art show in December 2005 and the attendants were surprised to see lavish furnishings and a beautifully designed interior inside a shipping container. The project has the interesting title of "Push Button House" because it can be loaded in the back of a truck to be moved and it opens up like a Murphy bed to expose the interior. Jennifer Seigal is another architect that uses shipping containers to create beautiful living spaces.

    One example is the Seatrain house she built for real estate developer Richard Carlson, equipped with all utilities and featuring an indoor fountain. She indicates that these houses are much less costly to build than the traditional ones, and that they are very modern looking and can be customized to the individual needs of the buyer. While the use of shipping containers for shelter is not new, the thought of making architectural statements and unique creations is. Architects strive to create a feeling of openness, light and beauty using the prefab shipping containers as the foundation.

    Although his Push Button house is only an experimental project, Mr. Kalkin has built houses that he intends to make available to the public, like his Quik House. He currently has orders for ten. These modern prefab houses are made from five shipping containers and are then loaded on a truck and delivered to the buyer. It takes less than a week to reassemble them on location.

    The Quik House sells for between 150 to 175 thousand dollars, depending on the distance to deliver the house and the options that the client chooses. There are many different options, including mahogany sliding doors and a full stainless steel kitchen.

    In addition to this deluxe version of a prefab home Mr. Kalkin is also planning on selling a single shipping container living space called an A Pod. This will be equivalent to a studio apartment, and will sell for under $100,000.00. Humanitarian issues Most architects have noted that the prefab shipping container habitat is ideal for setting up in emergency situations and for humanitarian needs. These very structurally sound and durable homes can be moved easily on the back of trucks and can be loaded and unloaded numerous times with no damage or need for repairs. They can be moved virtually anywhere there is a road and it is easy to hook up plumbing and electrical connections to the outside of the shipping container. They are very dry, leak resistant and easy to care for. They can be insulated to keep out the cold and, despite being metal, are reported to be easy to cool even in hot climates. The shipping container homes are virtually fire resistant and can be easily cleaned or painted if necessary. While a shipping container home may not have been an option you had previously considered, it might be something to ponder in the future. The sky is the limit to using your imagination in designing your very own low cost prefab home.


    Lincoln Gets Into A Squabble Because Of The Mkx


    The Ford Motor Company’s Lincoln division of luxury vehicles recently got into a squabble with the Honda Motor Company. This was during the Detroit auto show back in January this year when the squabble started. Several employees from the Acura division of Honda were checking out a sport utility vehicle which was a fairly new vehicle from the Lincoln brand. However, they noticed that the name of this new vehicle, Lincoln MKX, was very much similar to the Acura SUV named Acura MDX. After the said show was over, the Acura division then sent off a letter to the Lincoln division’s mother company, the Ford Motor Company. The letter demanded that the luxury line drop the name, MKX. However, the Ford Motor Company refused to do such a thing. This led to Acura filing a lawsuit. The accusation was that Ford was guilty of trademark infringement. The lawsuit is currently still in the process of being decided over. However, the thing is that behind all this big issue is the simple squabble over a combination of letters. The Lincoln MKX is actually pronounced as “Mark X”. It is a crossover sport utility vehicle. Expectations for this vehicle include this vehicle as a replacement for the Lincoln Aviator comes the following year. This new sport utility vehicle would be built along with the Ford Edge in the company’s assembly plant in Ontario, Canada. Sources have it that the 2007 Lincoln MKX would be bearing a price tag that ranges from $34,495 to $44,885. Main competitors for this crossover vehicle would include the Cadillac SRX, the Acura MDX, the Lexus RX, and the BMW X5. Also, this vehicle has been built on the CD3 platform which is also the one used by the Ford Edge and the Lincoln Zephyr/MKZ. It will hold the Ford 3.5 liter Duratec 35 V6 engine which has the capacity to produce 250 units of horsepower and 240 units of pound feet.


    Active Wedding Reception Games


    Active Wedding Reception Games We've all been to receptions that are standard we welcome and celebrate the new married couple, watch them dance, and enjoy cake with them. But creative couples often enjoy coming up with fun games that include the entire guest list. Including the guests is an excellent way to get people out of their chairs, meeting people they might not otherwise know and feeling like they are truly a part of the celebration, not just observers. One fun and active game that can be played by all your guests, including grandma as well as the young children, is "want it now". In this game, you designate a master of ceremonies (if you have a DJ for your wedding reception, this person can serve as the DJ). The MC will have a list of "wants" prepared before the reception. Everyone sits at their tables, and waits to hear the command. The MC says he wants a person with painted toenails. All the women with painted toenails run to the front of the room, toward the MC. Each time a table sends someone to the front first, they get a point. Points should be tallied during the course of this game and prizes awarded at the end of the game. Be sure to have some obvious "wants", as is the painted toenails, or a man with a mustache or a child with a pink dress. But also include some surprises, like "a man with a brown purse" which will require a man to find a woman at his table with the brown purse and run up to the front of the room with that. Another fun wedding reception game that includes all your guests is musical chairs using men as the chairs. All the men line up and kneel on one knee. The women begin playing the game of musical chairs, but when the music stops, they must find a knee to sit on. No "chairs" are removed during the version of the game, but instead people are eliminated when either the man falls down when the woman finds his knee or when the woman falls down. Both are out either way, and if both fall down, they are also both out then (as well as perhaps a bit bruised). This is a fun game that often brings on gales of laughter and adds to a relaxed reception atmosphere. If many guests are traveling a good distance to the wedding or don't know many other guests, it's always fun to include a game that will allow them to now only get to know each other but the bride and groom as well. For this game, you'll need a MC again, which can be a very outgoing member of the wedding party or the DJ. The reception guests are broken into two groups, which can be as simple as having people count off "1, 2, 1, 2" and so on until the entire guest list is either a "1" or a "2". Then the two groups band together for the duration of the game. The DJ, or MC, offers a series of questions relating to the bride and groom. The teams should work together to answer the questions, then as quickly as possible provide the answer. The bride and groom will confirm if the answer is correct or not. This is an excellent way for otherwise "stranger" guests to get to know one another and have some fun in the process. It's also an excellent way to get to know the bride and groom! Organizing games at a wedding reception is a great way to get people involved and make them feel they are truly a part of the celebration. It's also a way to fill time, if the wedding planners know this isn't a "dancing" group or if you want to loosen people up for a long night of celebrating. Whether a small or large wedding, reception games work for just about any group. In addition, don't assume wedding reception guests will be offended or annoyed by these active games. Most people report to wedding planners they truly enjoy being more active and having fun games to play during a wedding reception. PPPPP Word count 700


    How To Buy A Little Giant Ladder


    All of you need a stable, good ladder. It is always advisable to invest in a ladder that will ‘fulfill any challenge’ you take on. If you are looking for the best ladder, Little Giant ladder is the only answer. But which little giant ladder will be most suitable for you? Here are the 8 most desirable tips before buying a Little Giant Ladder: (i) Construction: Look for the Little Giant Ladders that are most durable with a longer life span and offer the best value for your ‘hard earned money’. (ii) Stability: Ask for the ‘Little Giant Ladder System’ with ‘flared footings’ to allow you remain stable when you ‘climb high’, on the ‘topmost rung’ of the ladder. (iii) Value: Find a ladder that will prove valuable to you. Little Giant Ladders have variety of models, so discuss with the shop assistant to know the various types of ladders and the one that ‘fits your needs’. (iv) Weight: A ‘professional grade aluminum ladder’ weighs ‘25 45 pounds’ and a fiberglass model will weigh ‘35 to 50 pounds’. Lighter than this range won’t be as ‘durable or stable’. (v) Versatility: It is not affordable a garage ‘full of ladders’. Hence, your Little Giant Ladder should serve multipurpose and thus save your ‘money and space’. (vi) Accessories: While opting your Little Giant Step Ladder, make sure you purchase the accessories for it. Little Giant Ladder Accessories include leg levelers, wall stand offs and work platforms. (vii) Origin: Search for your Little Giant Ladders manufactured in the USA which offers better ‘craftsmanship’ and are of a ‘higher quality’. (viii) Warranty: The ‘Little Giant Ladder Company’ should give an ‘warranty’ to the buyer; ensure that you get an ‘warranty’ to prevent you from unnecessary expenses incase your ladder ‘breaks down’ in the first year. Spare a ‘little thought’ before purchasing your little giant ladder as you are simply not using it to get the job done; you are using it to save your ‘life and health’ as well!


    How To Find A Prom Date


    If debut is a girl's introduction to society, then prom night is definitely a senior student's introduction to the world of dating. Most high school students usually go on date groups to avoid being scolded by their parents. Others go on dates without their parents' knowledge. What makes prom night doubly exciting and a memorable event for highs schools seniors is the fact that dating during the prom is legal from the point of view of parents. Most seniors who are not yet allowed to go on dates are formally given permission by their parents to go out with a date during this time. The problem is, some seniors who concentrated on their studies and who did not go on secret dates now have the problem of choosing their partners or dates for the prom night. If you have a steady group of friends whom you have known since first grade then it is easy to get a reference for a date. You can even choose from among your friends. Senior guys find it easier to get prom dates because they can always choose junior girls who think it is an addition to their persona if they out on a date with senior guys. It is more often the girls who have a hard time finding prom dates. There are numerous boys and girls waiting to be asked for the prom. The problem is; how does one choose a prom date? Careful planning Prom night is announced several months ahead of schedule to allow preparation among the seniors, not only in terms of the decoration and the whole event, but also in terms of prom dates. Even before the prom date is announced, you must already prepare a strategy to make your prom night memorable. If you already have a steady girlfriend or boyfriend then getting a prom date is not a problem with you. If you don't have anyone yet, then look from among you circle of friends. Do you have a friend you feel relaxed with? Then you can choose him. However, it will have to be a friendly date unless you have a secret crush on this friend. Your girlfriends can also help you get a prom date by recommending some of their buddies or even their brothers. Start looking around for friends who have brothers who may either be your age or older than you. Somebody from a different school would be okay, for as long as you know his family background and you have made sure he is not jack the ripper. Have a crush on someone? Why not invite him or her for the prom? Who knows, this may be the start of a special friendship between you two. Just make sure that the person you are inviting for the prom does not already have a steady boyfriend or girlfriend as this would lessen the possibility of your invitation being accepted. You have to prepare a set of criteria for your choice of a prom date. First of all, you must go out with someone whom you already know or someone your friends know. This is to make sure that you are safe in the hands of you date. This should be a primordial consideration due tot eh frequency of date rape nowadays. Next, you have to choose someone whom you are comfortable with. Prom night is supposed to be fun and you do not want it to turn out a disaster just because you cannot be yourself with the guy or gal you are going out with. If you can relax with your prom date, then you will surely have a nice prom night. Choose somebody you can have fun with and who will make your prom night memorable. A prom date who is already known to your parents will make the whole night out easy. For starters, he will not be harassed by your parents when he picks you up during the prom night. Your parents will also have a better night waiting up for you if they know that you are going out with someone they know to be a decent person. You may have the best prom night attire or the best make up but if you do not have a date you are comfortable with, then your prom night will surely be less than fun. And what is prom night except a night to have fun? So go get your checklist now and start choosing your prom date!


    Bishop Ussher S Dates No Proof Of A Young Earth


    For hundreds of years Christians have appealed to the dates formulated by the 17th century bishop, James Ussher. Using biblical genealogies from Genesis 5 and 11, and other supporting Biblical passages, he pieced together a timeline for Biblical events. Many Bibles have this timeline in the margins, indicating the estimated year that the events on that page occurred. Many people still swear by these dates, especially the one indicated for Genesis Chapter One, 4,004 B. C. Many young earth creationists claim that the creation week started in this year. Is it a reliable assumption that 4,004 B. C. is the beginning point for the earth? How did Ussher arrive at the 4,004 date? Ussher and Old Earth Belief Ussher took a known point in Biblical history, namely, the fall of Jerusalem in 588 B. C. Counting back from there, with the Bible’s genealogies and the known number of years that these people lived, he simply added up the dates to get back to the 4,004 B. C. date for Adam’s birthday. If you are an old earth believer, there is no need to lose any sleep over Ussher and his dates, because his dates have no impact upon the events of the creation week. This is because his dates, if you choose to believe them, confirm the year of Adam’s creation. Adam’s creation was the last event of God’s creation, the crowning achievement of God’s creation, at the end of Day Six. Ussher’s methods of calculation does not go beyond Adam’s creation, because the genealogies he used stop with Adam, so they do not accurately account for the first five days of creation, nor to they account for most of Day Six. Ussher claims that 23 October 4004 BC is the date of the creation of the world. While Ussher does add the six 24 hour days for the creation to his calculations, we have ample evidence today to show that the days of creation were long periods of time. All we can say for certain, if you believe Ussher, is that Adam was created on 28 October 4004 BC, which is Ussher’s sixth day of creation. Therefore, it is possible to fully believe in Ussher’s dates, and also believe that the days of creation were billions of years long. The only thing to ignore is the six literal days he adds, which we know were not 24 hour days. Many old earth creationists, including the most prominent one today, Dr. Hugh Ross, have criticized Ussher’s dates, in an attempt to discredit them and give support to their own old earth theories. They incorrectly claim that Ussher’s dates are inconsistent with the evidence from geology. However, all that is inconsistent is Ussher’s addition of the 24 hour days of creation. They are mistaken in the belief that Ussher’s dates threaten old earth belief. Again, since Ussher’s dates are based on genealogies, they only go back to the creation of Adam, and have no impact upon the preceding events of God’s creation, which were billions of years long. Conclusion Ussher has almost reached the point of sainthood among fundamental Baptist believers. His dates have long been used as proof of a young earth. However, they have nothing to do with the length of God’s creation days, since his method only goes back to the beginning of Adam’s life. Young earth creationists have no basis for arguing the age of the earth based on Ussher’s dates. Old earth creationists can even believe in the dates if they wish. If Ussher had been an old earth creationist, his dates would have been the same, except for the six added 24 hour days of creation. The bottom line…Ussher has no impact upon the age of the earth debate, and does not support a young earth. This article comes from the Answers In Creation website ( answersincreation. org). The source article is located at answersincreation. org/ussher. htm.


    Bad Credit Standing


    When you are applying for a loan, one of the first steps that a bank does is to check your credit standing. If your credit standing is fine, then there is a good chance for your loan application to be approved. However, if you have a bad credit standing, then your loan application may be rejected outright. Banks and lending institutions naturally steer clear of lending to people with bad credit. A bad credit loan is one of the more difficult financial deals to get, and with good reason. A bad credit standing strongly suggests that you, as a borrower, may be unable to accomplish the payment requirements of the loan you are applying for. However, the situation is not without a remedy. A bad credit loan may be difficult to come by but it is not impossible. Some lending companies will still open their doors to bad credit standing borrowers. If you have a bad credit standing, you may still avail of a loan but, the interest rates will be higher than normal. This is because, to the lending company, you are a high risk borrower. As a matter of fact, high risk borrowers or borrowers with bad credit standing are fast becoming one of the more numerous loan applicants these days. Some banks are also changing their policies regarding borrowers applying for a bad credit loan. After all, these people may just be applying for a bad credit loan for the now. By the time they recover from their financial problems, they will be potential good customers for the company. A bad credit loan also becomes moot when the borrower applies for a secured loan. A secured loan is a type of loan that uses a collateral as a form of security for the completion of the payment of the loan. Most bad credit secured loans are easily approved because of lender confidence on the borrower. With a secured bad credit loan, the lender is assured by the presence of the collateral since, in case the borrower fails in completing the monthly payments of the loan, the lender can use repossess the collateral and sell it or invest it so that they recover the cost of the loan. A secured loan is a good idea for a bad credit loan since secured loans have a high probability of getting approved. A secured loan also offers low interest rates though, if you are applying for a secured bad credit loan, the rates can be a little bit higher than usual. A secured bad credit loan also offers a flexible payment term so that the payment term of the loan can stretch from anywhere between ten to thirty years. Although a bad credit loan can be a difficult loan to get, there are a few options that are being offered by financial institutions that can answer your bad credit loan requirements. As with most loans, it is best to check out all the details of the option you have chosen before entering into the loan. You may have a limited number of choices when you are looking for a bad credit loan but, there are a lot of options available and you are sure to find one that will fit your needs.


    The Cons Of Remodeling Your Kitchen


    The Cons of Remodeling Your Kitchen Are you one the many homeowners in America who would like to do a little bit of remodeling? When it comes to remodeling, one of the rooms most often remodeled is the kitchen. One of the reasons for that is because there are a number of advantages to having a kitchen remodeled. While there are a number of benefits to kitchen remodeling, there are also a number of disadvantages. These disadvantages are often referred to cons. If you were thinking about remodeling your kitchen, you may be wondering what the main cons of kitchen remodeling are. Perhaps, the biggest con of remodeling your kitchen is the fact that it costs money. The amount of money needed will depend on how much of your kitchen you plan on remodeling, as well as the supplies and materials that you need or want to purchase. If you make the decision to only replace your kitchen countertops, you will find that it is easier to afford that remodeling project than it is a larger one, such as project that requires the replacement of countertops, cabinets, wall panels, lighting, and floor tiles. While it is always possible to remodel your kitchen on a budget, you may find it a little bit difficult to do. The cost will be relatively high regardless of whether you do your own kitchen remodeling or if you hire a professional. In addition to the cost of remodeling your kitchen, you will also find that there are a number of other cons or disadvantages. One of those cons is the time that it takes to remodel your kitchen. Regardless of how much of your kitchen you choose to remodel, you will find that it is still time consuming, especially if you do not have any prior remodeling experience. If you have time, this kitchen remodeling con may not even apply to you. However, if you are pressed for time or are tying to remodel your kitchen on the side, you may find it difficult to get it all done in a reasonable amount of time. If this is the case, an alternative that you may want to examine is professional assistance from a remodeling expert. An added benefit to remodeling the kitchen in you home is that the value of your home could increase; however, the keyword was “could.” A home will only increase in value if the remodeling job was a success. Any remodeling job that looks unattractive is not likely to increase the value of a home. In fact, the value of the home may even decrease a slight amount, but, possibly, enough to notice. This means that if you are planning on remodeling your own kitchen, you will want to make sure that you do it right. If you do not have any home improvement experience, it may be a good idea to seek professional assistance or at least take a kitchen remodeling course. Another pro or disadvantage to kitchen remodeling is the fact that it can be unsafe. This con only applies to those who are interested in doing their own kitchen remodeling. One of the reasons why professional remodelers are able to get the job done quicker is because they often have an immeasurable amount of experience with what they are doing. One mistake that many homeowners make, when remodeling their own kitchen, is believing that they can have their kitchen remodeled in the same amount of time as a professional. Unfortunately, this often leads to hurrying; hurrying that could not only affect your work, but hurrying that could also put yourself in danger. Whether you are making yourself a new kitchen counter, replacing your kitchen cabinets, or replacing the lights in your kitchen, kitchen remodeling can be dangerous. That is why it is important that you take your time. Although there are a number of kitchen remodeling cons, it is also important to note that there are also a number of pros. When it comes to pros and cons, you need to compare the two and decide which could offer you the most benefits. Doing so may help you decide whether or not it would be a good idea for you remodel your kitchen. PPPPP Word Count 699


    Car Loans Drive Down The Cost


    Most car buyers spend hours researching the makes and models of car before deciding which to buy. Then four out of ten rush out to the showroom and sign up for the car within 30 minutes of stepping inside. But will their painstaking research extend to sourcing the cheapest finance package? Probably not. Whilst around 50% of new cars bought privately are purchased on finance, nearly 20% sign up in the showroom for the finance deal offered by the manufacturer. Unfortunately that could turn out to be a costly decision. With typical manufacturers finance costing 13.7% per year over a 3 year and including a 10% deposit, they could be throwing some Ј1,800 down the drain. Take someone buying a new Renault Megane Sport Saloon Privilege 1.6 and let's assume that it costs Ј16,000 on the road. Including 3 years interest that means the full cost will be Ј17,384. However, there is a much cheaper option. With a good credit history you could get a personal loan at only 5.5% and end up paying just Ј15,631 – that's a full saving of Ј1,753. This goes to prove the old adage that it pays to shop around. Rushing to accept the dealers finance package can hit your pocket hard – it's effectively giving back the discount we hope you negotiated! OK, I can hear talking about the special finance offers that manufacturers are forever advertising. Yes, there are some really good deals but always look closely. Some deals only relate to specific models with a set specification, often the cars that the manufacturers are having trouble shifting. A beware some deals have a sting in their tail. Take Volkswagens' current offer on the Polo E2. Their deal is advertised at 5.8% with a monthly repayment of Ј99 over 35 months – sounds a great deal but look more closely and you'll find there's a final balloon payment of Ј3,750 or alternatively you can trade in your E2 for another Volkswagen. The car manufacturers use these deals to promote brand loyalty and encourage another purchase in 3 years time. They know that most cars will be traded in after 3 years rather than pay the large balloon payment. Of course, personal loans and manufacturer's finance are not the only way you could finance your car. The traditional way to pay for your car is through hire purchase. With HP you pay a deposit, usually of at least 10%, or trade in your existing car for at least the same value, and then use HP for the balance of the price. The loan is then effectively secured on your car. So in practice, your car still belongs to the HP company until you have made your last monthly payment. Then if you want to sell your car before you've completed the HP agreement, there will almost always be an early redemption penalty – often up to three months interest. The HP company will also register its financial interest in your car with HPI the finance tracking agency. This effectively means that you will be unable to sell your car until you have paid off the HP loan. Another alternative is Personal Contract Purchase, PCP for short, and in recent years PCP has become very popular. Here you also agree the mileage you expect your car to clock up each year. You then pay a deposit and part of the purchase price is deferred until the end of the agreed payback period. Your monthly repayments then repay the balance and the interest. These schemes are highly flexible as you can select the length of the loan and the size of the deposit but you'll find that interest rates vary considerably between lenders. The current average is about 12.8% still well above the 5.5% rate for a cheap personal loan. At the end of the PCP contract you'll have three options: Pay off the deferred balance and keep the car Trade in the car using the trade in value to help pay off the deferred sum and hopefully leaving a balance towards a new car Hand in the car and walk away with nothing more to pay. This last option is always subject to your cars' condition reflecting normal wear and tear and its mileage is in line with the annual mileage you agreed when you purchased it. If the recorded mileage exceeds the forecast mileage, then you'll have an excess mileage charge to pay. The cost per excess mile will always be specified in the PCP agreement. One of the big advantages of PCP is that the guaranteed buy back option effectively protects customers against excessive depreciation of their car. As you would expect, car dealers take a commission for selling PCP contracts and to encourage you, you may find they'll agree a bigger discount on your car if you take their PCP deal. If your lucky, they may even throw in a low cost servicing package or low cost insurance. But take care. You'll need to do some homework to ensure that these extra goodies are truly worth the extra interest charged on the PCP contract.


    Trading Shares For A Living Via Spread Betting


    About 8 years ago I started to notice that certain friends of mine had quit their jobs but continued to live very luxurious lifestyles seemingly without doing very much. I thought they must just be using up their savings until I discovered they were all making a fantastic living by spending just a few hours a week doing something I had never heard of before "financial spread betting". More and more people are now becoming familiar with the phrase "financial spread betting". Once, the sole preserve of City Whiz kids or sophisticated gamblers, financial spread betting is now gaining in popularity as a great way to earn a very sizeable tax free income without the risk of losing the shirt off your back! So why is financial spread betting becoming so popular. Well, with a bit of understanding and practice, ordinary people, with no prior experience, can earn enormous sums whilst controlling their risks and limiting their losses. You do not even need a stockbroker or a city dealing account to do get involved. An on line account is very simple to open and anyone with web access can do it. Spread betting, aka futures trading, is easy to understand if you stick to a simple index like the FTSE 100 or the DOW JONES. In basic terms, this is how it works: When you buy a 'future' you take a position on what you think the index (e. g. the FTSE 100, or the DOW ) will be at some future date e. g. June 2005. Let's say the FTSE is currently at 5200 and you think it will rise over the next three months as 'terrorist fever' abates. You would buy the June FTSE at (say) GBP10 per point. For every point it rises, you make GBP10. If it goes up 100 points, you make GBP1000. Of course, if you get it wrong and the index falls by fifty points (say), you lose GBP500.00. You need of course to be very aware of the risks before you get involved. As with any investment or business, you can lose money. If, by nature, you are a timid, cautious person, then it is definitely not for you. But if you have some money to play with, and aren't risk adverse, then financial spread betting is the one of the best possible ways you can make a great deal of money completely tax free and there are clever ways of limiting your losses so you never lose more than you can afford. Unlike most businesses, it is possible to get involved with an absolute minimal outlay and take a position without buying a single thing. You do have to 'back' your position with a certain amount of cash, but this is 'insurance' money, NOT stake money. The best thing is you can try it for free without any risk at all. You can 'dry trade' with 'monopoly' money until you get a feel for how it works and are confident enough to start using real money. Financial spread betting has become so popular primarily because of the relationship between risk and capital. It is highly leveraged and you can make huge profits with only a limited amount of capital and risk. The fact that there is (unlike with most investments) no stamp duty or tax also helps make it extremely attractive. So if you are of the right temperament, spread betting can be a very lucrative way of making an amazing income in your spare time. But be warned, if used recklessly or without the correct knowledge it can result in large losses.


    Cooking With Honey The Healthy Sweetener


    If you want to be able to cook sweets without the negative health effects of refined sugar, honey is an excellent option. Among other reasons, honey is metabolized more slowly by your body, meaning that you are less likely to get a sugar “high” after eating something made with honey. Honey can be challenging to cook with, though, for several reasons. So many people don't cook with it because they don't know how. But once you know how to use honey in your favorite kitchen creations, it's not hard at all to use. The first challenge that honey presents is that it burns more easily that normal sugar. This problem is usually eliminated by doing your cooking or baking at a slightly lower heat. The main hurdle to cooking with honey is that it is a liquid. Replacing sugar with honey will ruin some recipes if you don't make an allowance for the extra liquid that the honey adds. Most muffins, simple quick breads, yeast breads, etc you can make the substitution without any adjustment. Cakes, cookies and some other recipes you should decrease the amount of liquid in the recipe to account for the honey. Honey is also very easy to use in pies. Since they are already somewhat liquid, you can replace the sugar with honey. If the pie filling seems too runny, just add a little extra thickener before you pour it in your pie shell. The flavor of honey can sometimes be an issue, but not usually. If you are making a recipe that you don't want the flavor to be noticeable, there are several things you can try. First of all, get the mildest flavored honey you can. Usually that will be a very pale clover honey. (The paler the honey, the sweeter and milder the flavor, in general.) If necessary, you can use part honey, and part some other sweetener, such as apple juice concentrate, agave nectar, stevia, or even sugar if you have to.


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