Navigation
  • Best Free Essay
  • Essay archive
  • Essay database online
  • Find Essay
  • Free college essay
  • Free College Essay
  • Free Custom Essay
  • Free Essay Alabama
  • Free Essay Alaska
  • Free Essay Arizona
  • Free Essay Arkansas
  • Free Essay Australia
  • Free Essay California
  • Free Essay Canada
  • Free Essay Colorado
  • Free Essay contests
  • Free Essay course
  • Free Essay editor
  • Free Essay Florida
  • Free Essay generator
  • Free Essay Georgia
  • Free Essay grader
  • Free Essay Hawaii
  • Free Essay help
  • Free Essay Idaho
  • Free Essay Illinois
  • Free Essay India
  • Free Essay Indiana
  • Free Essay introduction
  • Free Essay Iowa
  • Free Essay Ireland
  • Free Essay Israel
  • Free Essay Kansas
  • Free Essay Kentucky
  • Free Essay Louisiana
  • Free Essay Malaysia
  • Free Essay Massachusetts
  • Free Essay Mississippi
  • Free Essay Missouri
  • Free Essay Montana
  • Free Essay Nebraska
  • Free Essay New Hampshire
  • Free Essay New Zealand
  • Free Essay North Carolina
  • Free Essay North Dakota
  • Free Essay Oklahoma
  • Free Essay outline
  • Free Essay papers
  • Free Essay proofreading
  • Free Essay review
  • Free Essay Saba
  • Free Essay samples
  • Free Essay Sarawak
  • Free Essay scholarships
  • Free Essay Scotland
  • Free Essay Service
  • Free Essay Singapore
  • Free Essay Sint Eustatius
  • Free Essay South Africa
  • Free Essay South Carolina
  • Free Essay South Dakota
  • Free Essay Swaziland
  • Free Essay teachers
  • Free Essay Tennessee
  • Free Essay Texas
  • Free Essay topics
  • Free Essay United Kingdom
  • Free Essay United States of America
  • Free Essay Utah
  • Free Essay Virginia
  • Free Essay Wales
  • Free Essay West Virginia
  • Free Essay writer
  • Free Essay writing
  • Free Essay writing online
  • Free Essay writing service
  • Free Essay Wyoming
  • Free Essays Alabama
  •  
    Free Essay
    8.8 of 10 on the basis of 839 Review.
     

     

     

     

     

     

         
     
    How To Use Ebay S Second Chance Offer Feature

     

    When someone wins your auction, you might think that’s the end of it. In fact, you can offer the item to anyone else who bid in the auction but didn’t win. Why Would I Do That? There are three reasons you might want to do this: 1. Your top bidder never paid. Unfortunately for sellers, it is all too common for buyers to win an item and then decide they don’t want it after all. Making a second chance offer lets you offer the item to a buyer with a better reputation. 2. You have another one. If you have another item just like the one you just sold then you might as well sell it to another bidder – after all, you know they’re interested and what they’re willing to pay. 3. A buyer emails you directly to ask. If they got ‘sniped’ at the last second, or just weren’t around when the auction ended, then a buyer might email you to ask if you’ll sell them one for however many dollars. You might as well make them an offer – it’s a free sale. So How Do You Make a Second Chance Offer? Well, it’s easy really. The easiest place to send a second chance offer from is the My eBay screen – simply go to the Selling page and click ‘Make a Second Chance Offer’. eBay should also provide a link for you to make a second chance offer in the email you will receive after the sale of an item is completed, or you report a non paying buyer. What Happens Next? The buyer can choose to either accept or reject your offer. If they decline, that’s the end of it, and you pay nothing for making the offer. If they accept, then things work exactly the same way they would if they’d won the auction – you pay a final value fee, they pay you, and you can leave feedback for each other as normal. Making a second chance offer on all your auctions can be a great way to make extra sales. You will probably find that about 50% of the buyers you make offers to will take them up, and you save the effort of relisting the item and paying another insertion fee. The only disadvantage is the time that it might take you to send so many second chance offers, but the chances are it will be time well spent. If you find that it doesn’t work for your particular kind of items, though, don’t keep pushing it – just re list the item and let people bid again. It might be that the buyers for your items just aren’t the negotiating type – or perhaps they hope that the next one will sell for less. By now, you’re probably starting to make a success of your eBay business – I hope you’ve enjoyed it so far! But the chances are you still want a few more strategies to increase your profits. Well, in the next email, we’ll take a look at what you can discover from taking a good look at your competitors’ auctions.



    +

         
    Keep Your Eye On The Prize

     

    “You can't move so fast that you try to change the mores faster than people can accept it. That doesn't mean you do nothing, but it means that you do the things that need to be done according to priority.” Eleanor Roosevelt Many home based businesses begin with a very specific goal in mind. The destination is firmly fixed in the minds of the entrepreneur. However that goal is rarely realized in an ‘overnight success’ fashion. When an entrepreneur discovers this they can either give up or they might diversify to find a means of paying the bills. Most chose the latter option. The difficulty comes when the original goal is sacrificed for the expediency of cash flow. It is normal for home based businesses to diversify their offerings in order to derive an ongoing income. By shifting the focus away from the original vision the business will likely see a diminished capacity for ‘vision’ growth. The reason this is true is you will be pulled in so many different directions it will become almost impossibly to find the time to concentrate on fulfilling the original vision. “Money isn't the most important thing in life, but it's reasonably close to oxygen on the ‘gotta have it’ scale.” Zig Ziglar Even in early home based business startups it is important to dedicate a portion of every day to the development of your original dream. Yes, it is likely you will need to accept other opportunities that will help you weather the storms of the initial startup phase of your business venture. Too often the dream is sacrificed on the altar of practicality. Practicality becomes the means of a making a living. Making a living is what you did before you started your home based business. "I learned that we can do anything, but we can’t do everything.. at least not at the same time. So think of your priorities not in terms of what activities you do, but when you do them. Timing is everything." Dan Millman In the Rankin/Bass Christmas feature “Santa Claus is Coming to Town” we see the Winter Warlock learn that he could have a different future by placing one foot in front of the other. It is the same step by step action that results in the realization of a home based business dream. Keep walking – change is coming. “Cut your major goals into bite sized pieces. Each small priority or requirement on the way to ultimate goal become a mini goal in itself.” Denis Waitley



    +

         
    Handling Conflict About Rules Enforcement At Home

     

    Handling Conflict about Rules Enforcement at Home Some parents may worry that setting strict rules may distance them from their children. But this simply isn't the case. Though they may gripe and complain and get upset when you become the enforcer, they realize deep down that this shows you care. These parameters you set forth and enforce make your child feel loved, safe, and secure. It's never easy developing and introducing rules. Parents may tend to avoid setting rules because they fear confrontation and unpleasantness. But the uncomfortable stuff isn't necessarily a reflection on your relationship with your child, it's just the nature of adolescence breaking rules and pushing limits is a part of growing up. We tend to want to be our child's friend sometimes, and when we're laying down the law that just isn't possible. Our primary role is to protect, nurture and provide for our children. When kids break rules, parents often overreact with harsh, disproportionate and unenforceable punishment, which undermines the effectiveness of setting rules. Instead, when you first tell your child about a new rule, discuss the consequences of breaking that rule what the punishment will be and how it will be carried out. Consequences must go hand in hand with limits so that your child knows what the cost of breaking the rules will be. The punishments you set should be reasonable and related to the violation. For example, if you catch your son and his friends smoking, you might "ground" him by restricting his social activities for two weeks. Punishments should only involve penalties you discussed before the rule was broken. Also, never issue empty threats. It's understandable that you'll be angry when house rules are broken, and sharing your feelings of anger, disappointment, or sadness can have a powerfully motivating effect on your child. Since we're all more inclined to say things we don't mean when we're upset, it's sometimes best to give ourselves a time out period to cool off before we say something we don't mean. Make the ground rules crystal clear to your child. It's imperative that you are consistent and follow through with a defined disciplinary action after each infraction, and that your child understands the reasons why.



    +

         
    How Are Brain Contusions Different From Brain Concussions

     

    For a problem as pervasive as traumatic brain injury one would think that the different forms it can take would be widely known and understood. However, in my practice of community based neurology I find this is not the case. Patients and their families are seldom familiar with the concepts of cerebral (brain) contusion and concussion, and a common error is to believe that they are basically the same, except that a contusion is a more severe form of a concussion. Before exploring the differences between these two terms, let's first acknowledge how they are alike: * Both are due to head trauma. * Both are common. * Both are serious. But that's where the similarities end. The differences between cerebral contusions and concussions can be boiled down to two basic concepts: * Contusions are localized, while concussions are widespread. * Contusions are macroscopic, while concussions are microscopic. To flesh out these concepts more fully we'll need to discuss brain anatomy, brain physiology and brain imaging technologies. A contusion is a bruise. At one time or another everyone has bruised himself or herself, as, for example, when they banged a forearm against a hard object. This caused bleeding within or beneath the skin. In the days following the injury it turned purple and perhaps a variety of other colors as the body's repair mechanisms degraded and absorbed the red blood cells that had escaped from the injured blood vessels. The same thing can happen to the brain, except that the bruises are not located in a place the eye can see. However, with the help of imaging technology the bruises (contusions) can be made visible. To a close approximation, computed tomographic (CT) scans and magnetic resonance (MR) scans can "see" a level of detail corresponding to what the naked eye can see, except that the information is presented like slices of a loaf of bread, shown one slice at a time. "Macroscopic" means that the naked eye can see the contusions (with the help of a scanner). If a similar process occurs at a "microscopic" level, it is too small for the eye (and scanner) to see. CT scans are more useful than MR scans in evaluating patients with acute brain trauma because seriously ill patients can be better monitored while receiving CT scans and because fresh hemorrhages are more apparent. In images created by CT scanners fresh blood appears intensely white, while normal brain tissue appears gray. Although contusions can be multiple, they occur in single locations. That's what "localized" implies. So a brain contusion is both macroscopic and localized. One common pattern of contusions is "coup contrecoup." When a moving head is abruptly stopped (as occurs during a fall when it strikes the ground) the brain nearest the point of impact bashes against the inner surface of the hard skull, producing a contusion. That is the "coup" injury. But then there is either a bounce back of the brain within the skull or a suddenly created vacuum that produces a second "contrecoup" contusion on the opposite pole of the brain. Contusions can occur in large enough numbers to produce a "salt and pepper" appearance on CT scans. Adjacent contusions can also coalesce via further oozing of blood to produce larger blood deposits. If a collection of blood becomes large enough to compress and distort the rest of the brain, it might require surgical removal. It is important to realize that injury to brain tissue is not limited to that produced by bleeding. The same physical blow that disrupts blood vessels is also capable of damaging the brain cells directly. Now let's contrast these findings with what occurs in a cerebral concussion. In a pure concussion there is no macroscopic, localized collection of blood. Any bleeding that occurs is at a scale that escapes detection by the eye (helped by the scanner). In a concussion there is diffuse, widespread, homogeneous impairment of brain tissue, but nothing that shows as a macroscopic, localized abnormality on a scan. In fact, it may not be fair to imply that even a microscope could see the changes that occur in a concussion. Although in severe concussions there can be a physical snapping in two of axons (the long extensions that brain cells use to communicate with each other) a concussion disrupts the physiology (functioning) of brain cells more than their anatomy (structure). That is, the trauma makes large numbers of brain cells sick without actually killing them. While sick, the brain cells under perform. As a result, the victim of a concussion might lose consciousness or become confused. Because emotions are also produced by interactions among brain cells, the concussed patient might show tearfulness, irritability or other changes in behavior as a result of the injury. While a person with traumatic brain injury might experience contusion without concussion, or concussion without contusion, having one does not preclude having the other, and it is common for both to occur together. So while cerebral contusions and concussions are different from each other, a victim of head trauma might be unlucky enough to have both. (C) 2005 by Gary Cordingley



    +

         
    Student Motivation Inspiring The Future

     

    One of the most important aspects of a teacher's job is to motivate students. In order for a student to be motivated, he or she must possess a desire to learn and be willing to aim this desire toward achieving academic goals. For successful student motivation to occur, a student must want to participate in the learning process. This is not a simple task for teachers to accomplish; but when done correctly, student motivation can have great results. A high school student who has little or no interest in attending college can be motivated enough to change his or her mind. It only takes one teacher, and sometimes the guidance of parents but it certainly can be done. There are several factors that have a direct effect upon student motivation. Among them are: Academic challenges Parental involvement in a student's academic life The building of a student's self esteem Let us take a more in depth look at each one of these factors. Academic challenges: Praise, enthusiasm, positive feedback, rewards, and a positive environment are just a few ways a teacher can help stimulate student motivation. Praising a student for positive efforts he or she makes in the classroom encourages learning. Through praise, a student will understand that he or she is on the right path. More often than not, praise will make the student continue to do a good job. Rewards also work well for student motivation. Students love getting a piece of candy from the teacher's candy jar, or even a day of no homework because of good classroom behavior. Student motivation can be achieved simply when the teacher puts a gold star on an A+ exam. While praise and rewards promote high levels of student motivation, positive feedback from the teacher is also key. A teacher commending a student for a job well done or sending a letter to the student's parents expressing how well their child is doing in school can greatly motivate a student. By giving positive feedback, a teacher can let a student know that they are doing well and can also suggest how a student can improve on any weaknesses. Through feedback, a student will understand what the teacher expects. Students also benefit when a teacher is motivated to teach. Teacher enthusiasm increases student motivation. When a teacher shows excitement about a subject, he or she can motivate students to learn. Parental involvement: Student motivation begins when the toddler is at home learning the basic functions of life, such as walking. When the toddler is just about to take his or her first step, the parent is providing support so that the child does not fall. Every time positive recognition is received, the child is motivated to achieve more goals. This is why it is vital for parents to show support and enthusiasm during these experiences. Another helpful way to start a young child on the right path to learning is providing educational toys and books for the child. A parent can also view educational television shows with the child. A simple toy can help a child learn ABC's and 1, 2, 3's. This helps build future student motivation. Coloring books, magnetic letters, building blocks, and television shows like Sesame Street are all great motivational devices. A parent should encourage a child to ask questions about such games, books, and shows. Once a child is old enough to be a student, he or she will then understand that there is nothing wrong with asking the teacher for help. After a child becomes a student, responsibility lies with the parents to become involved in his or her academic life. Student self esteem: Student self esteem comes from within the student. It can fluctuate depending on daily experiences. Students who do not receive a grade they were hoping for can experience low self esteem. However, when a student answers a question correctly in class and gets recognized for a job well done, his or her self esteem will be raised. A student's self esteem can also rise by participating in extracurricular activities. A student will feel accomplished when he or she is able to perform in a play, win a key club competition, or score a point for the basketball team. Student motivation comes from within the student. However, there are many factors and people who can help the student remain motivated. With the will to learn and the enthusiasm of others, students will be inspired to do well in school.



    +

         
    See Your Dreams Come True With Bad Credit Loans Uk

     

    People in UK hesitate to apply for loans as they believe that there past bad credit record would come in the way of approval of their loan. Bad credit loans UK can be the right resource of funds you are looking for. Everybody have dreams, desires for various things like home, cars, traveling around the world, or even to give there child a better education. All these dreams and desires require large financial investment which may not be possible for every person to afford. The tag of bad credit is attached to you when you make defaults in payments of your debts in the past. It may include late payments, non payments, arrears, bankruptcy, your unpaid credit card bills etc. so to get rid of bad credit you can take the help of credit counseling agencies. They will suggest you the ways to improve your credit score. They will also help you out in the applying for a bad credit loan UK. It is said that the number of lenders who offer loans to people with bad credit is very less. This is not the truth as there are still lenders willing to offer there money to people with bad credit. You just have to present your property or any valuable asset as collateral to the lenders. And you can get the approval for a secured bad credit loan. However if you don’t have any collateral to offer, you can still apply for an unsecured bad credit loan. This loan carries a slightly higher level of interest as the risk for the lender is more. But an unsecured bad credit loan gives you the freedom from the constant worry about loosing your property. If you are a UK resident, for getting the best deal in a bad credit loan you can search for various websites offering you free quotes regarding the amount of loan, term for repayment and terms and conditions of the loan package they are offering. This saves you from going to offices of different lenders as everything can be done through click of a mouse. Remember, a bad credit situation can happen to anyone. One way to obtain a loan with poor credit is bad credit loan UK. Bad credit Loans UK can be considered as the financial support you look for fulfillment of your dreams.



    +

         
    Vacuums Industrial Strength Cleaning

     

    While almost every home boasts a vacuum cleaner of some kind or another, this useful cleaning device has applications outside of its house cleaning duties. With the ubiquity of dirt and dust, particularly in certain industrial environments, there is a great need for vacuums with cleaning ability far more powerful than that offered by a domestic model. It was for this reason that the robust and effective industrial vacuum cleaner was born. While the domestic vacuum cleaner dates back, in several forms, to the nineteenth century, the industrial version of this machine is a slightly more recent development, finding its origins in the early twentieth century. The specific needs of many the many industrial environments that were emerging at this time created a gap in the market. These developments lead to the birth of a machine powerful and durable enough to safely collect a wide range of debris particles from a varying array of spaces. Today, industrial vacuums are available in many shapes and makes, offering a cleaning system for most any industrial need. From industrial plants that generate dangerous particles, to hospitals and clean rooms that the highest levels of sanitation, there a range of highly efficient and powerful machines available to provide a safe and comfortable working environment for all. Because of the special needs of the various environments in which these machines are used, industrial vacuum cleaners offer a range of features not usually seen in its domestic counterparts. These features include options such as a centralized cleaning system, which allows debris gathering devices to be hooked up to portals that convene at a central point by the installation of intricate pipe work. A device like this removes the need for cumbersome vacuums to be carried across long distances by cleaning staff. Other industrial vacuums are comprised of single mobile units, which technology has rendered as manoeuvrable as possible, allowing cleaners perform their duties as efficiently as possible. Vacuum cleaners are an important part of any house cleaning arsenal, but in certain industrial environments, this tool is even more important. Industrial vacuums help keep these environments safe, so that workers can perform their duties without endanger their health.



    +

         
    Fast And Healthy Family Favorites

     

    Fast food can be healthy food if you know where to look. And the easiest place to find healthy fast food is in your kitchen. The new "Pillsbury GOOD FOR YOU!" cookbook can help families with the daily challenge of making fast, healthy and flavorful dinners despite today's busy schedules. The book features 170 healthy, delicious recipes that contain less fat, sugar and salt than regular recipes. All can be prepared in 35 minutes or less, with more than half of the recipes taking 20 minutes or less. Here's a tasty "Super Express" sample: Spicy Chinese Chicken Tacos Start to Finish: 20 Minutes 1 box (4.6 oz) taco shells (12 shells) 3 boneless skinless chicken breasts (3/4 lb), cut into thin, bite size strips 1 teaspoon grated gingerroot 1 small clove garlic, minced 2 tablespoons soy sauce 1 tablespoon honey 1 large green onion, sliced 1/4 teaspoon crushed red pepper flakes 11/2 cups shredded iceberg lettuce 1. If desired, heat taco shells as directed on box. 2. Heat large nonstick skillet over medium high heat. Add chicken, gingerroot and garlic; cook 3 to 5 minutes, stirring often, until lightly browned. 3. Stir in soy sauce, honey, onion and pepper flakes to coat. Reduce heat to low; cover and cook 5 minutes, stirring occasionally, until chicken is no longer pink in center. 4. To serve, place scant 1/4 cup chicken mixture in each taco shell. Top each with lettuce. Serve immediately. 6 servings (2 tacos each) Serving Size: 1 Serving Calories: 180, Calories from Fat: 60% DV, Total Fat 7g, Saturated Fat 1g, Trans Fat 1.5g, Cholesterol 35mg, Sodium 260mg, Total Carbohydrate 18g, Dietary Fiber 2g, Sugars 4g, Protein 14g, Vitamin A 4%, Vitamin C 0%, Calcium 4%, Iron 6%, Exchanges: 1 Starch, 11/2 Very Lean Meat, 1 Fat; Carbohydrate Choices: 1 Besides delicious recipes, the cookbook also contains quick tips for better nutrition, on the go dinner ideas, easy to assemble fruit desserts and a pantry makeover. Look for it wherever books are sold.



    +

         
    How To Hypnotize Review Of Courses

     

    : There are many sites were you can find courses and ways to find instruction so you can learn how to hypnotize. I have been reviewing many products and will post some reviews here on how to hypnotize. You might be interested in learning how to hypnotize. You have come to the right place. Learning how to hypnotize people can be fun. Many people enjoy doing this as a hobby were they have a talent that no one else has. If you become good enough you can hypnotize almost anyone. Hypnotizing people can be fun but should always be done in a nice way. The individual being hypnotized should never be upset by anything you have them do or say while they are in an hypnotic state. You can be the life of a party if you have willing people that will allow you to hypnotize them. People will always find out if you have done something with them that that would not approve of. Therefore stay out of trouble and keep it fun an simple. When you do it this way everyone will have fun and think you're the life of the party. You can also take advantage of this unique skill by having some one quit smoking or loose weight. These are two of the biggest topics that have had a proven affect on people while being hypnotized. I feel that if you are going to learn how to hypnotize people you should put your new talents to work for the good of your friends and family. At parties you can have people who don't mind having a little fun do funny things. If you master the art you can have them cluck like a chicken or crawl around like a mouse. They won't know what they did after. There friends will tell them and they should laugh and not believe when they are told they did funny acts and can't remember. Learning how to hypnotize people is easy if you have the correct instruction. I have found one very good book that offers more than just the basics when learning how to hypnotize people. Some how to books on hypnotizing are either old or out of date with very poor techniques. This book is written by one of the best. It is not often that you find a professional hypnotist willing to share his techniques. If you are serious about learning how to hypnotize I would strongly recommend you take a look at this book. I have placed a link at the top of this site where you can go and look at this book. Some people might be seeking how to hypnotize just for fun or even make a career out of. When you have learned how to hypnotize you can help people to do things like quitting smoking and loosing weight. I will post more articles on how to learn how to hypnotize here soon. In the mean time you may want to check out the book at the top of my web site. Feel free to visit this site from time to time, as I will be posting more articles on how to hypnotize. Please visit some of my sites Hypnotise and How To Hypnotize



    +

         
    The Perfect Gift Is Just A Stitch Away

     

    When it's time to buy a gift for family and friends, the possibilities are endless but, unfortunately, your funds are not. When budgets are tight, there is one thing you can do to make a gift memorable yet inexpensive. Personalize it. There are thousands of options available to make your gift one of a kind with the help of a sewing machine. Contrary to what you might think, you don't even have to be a sewing pro. With the holidays fast approaching, you have the opportunity to turn ordinary, off the shelf items, such as towels and pillowcases, into customized gifts that will be appreciated for years. Initials, decorative flowers and shapes make even the simplest items seem posh. Need a quick gift for the newlyweds or new homeowners? Stitching their initials in the corner (or even just the first letter of their last name) on inexpensive hand towels makes your gift comparable to the items in expensive home decorating catalogs. While most retail monogrammed items are created with expensive embroidery machines, the same effect can be achieved with monogramming and decorative stitches on a standard home sewing machine. Other projects such as handmade wine bottle covers and gift bags require a little more sewing expertise, but make a simple gift seem much more unique. Make a few at a time and store them for last minute hostess gifts. They can be made with small amounts of fabric and can be as simple or ornate as you like. Do you have finicky teen agers in your household? If so, you know they are always looking for the hottest new trend. Why not purchase a plain pair of jeans and turn them into fashionable attire by adding delicate patterns to the waistband or cuffs? A few swift stitches will give everyday jeans instant style and personality. For those of us who don't have the time to venture through piles of patterns at the local fabric store, Janome. com has innovative patterns and projects for every sewing level. There's even an embroidery only machine. From handmade holiday stockings to sweet teddy bears for children, there is an idea for everyone on your list. All it takes is a little imagination. For more projects, techniques and inspiration, flip through Janome Digest Magazine. It's published quarterly and available by subscription. NU



    +

         
    Discover The Parts Of A Credit Report And What They Mean

     

    : So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your landlord to your employer to a potential lender. Fortunately, it has gotten easier to order a copy of your report, but it's not so easy to understand what all those abbreviations and numbers mean once you've got it. If you haven't ordered your credit report yet, you will soon be entitled to a free copy from each of the three major credit bureaus, Equifax, Experian, and TransUnion. Some states can already take advantage of this new policy, but people living in eastern states will have to wait until September of 2005. Order your free yearly copies from all three agencies and check for the availability of the annual reporting program in your area at the same website: . annualcreditreport. com < annualcreditreport. com/> . Each report will contain different information because retailers and creditors only report to the agency in their area or with whom they have an agreement. Once you have your credit report in your hands, you will see that it is divided into four main sections: • Consumer information • Account histories • Public records • Inquiries Double check the accuracy of your identifying information. This will include your name, address, phone number, previous addresses, date of birth, and Social Security number (SSN). Next, for each account history, or trade line, you will see the following information: • Date you opened the account • Type of credit account (either installment, such as a car loan or mortgage, or revolving, such as a credit card) • Name(s) on the account • Total loan amount, credit limit, or highest card balance • Amount you currently owe • Amount of your monthly payment • Account status (either open, closed, inactive, paid, or other) • How promptly you have paid on the account Credit agencies vary as to how they word various sections of the report and should provide you with a guide to reading their versions. One agency might report in the last column of an account history that you paid “on time” or “30 days late.” Another agency might use a numeric code to rate how well you paid off a debt. R1 is the code used for an excellent repayment history on a revolving charge account. I1 is the code used for an excellent repayment history on an installment account. Obviously, the higher the number next to either the R or I, the lower your repayment history is rated. So an R4 would indicate a history of late payments. The public records section will include any tax liens, bankruptcies, judgments, or other financial related legal matters. Depending on the type of action taken, these damaging records may stay on your credit report for up to 7 to 10 years. The last section lists the inquiries made on your credit. Hard inquiries are those requests to pull your credit when you apply for such things as loans or lines of credit for services. Soft inquiries result when companies sending out promotional items to pre qualified individuals check your history or when your current creditors check your payment status. The soft inquiries only show up on the report that you order, not on reports pulled by lenders. While too many inquiries in a short period of time can signal a red flag to a lender, most credit scoring models are least affected by this portion of your report. Check your report for any errors and report them immediately in writing. If you need more information about how to reach the three main credit bureaus, please go to . apscreen. com. Don't forget that the credit agency providing your report is also a great source of information on not only reading your credit report, but raising your credit score.



    +

         
    Why Are Paid Surveys So Popular

     

    The new concept of getting paid for giving your honest opinion seems to be too good to be true – well its not. Not only the person taking part benefits but the company benefits on a whole as it leads to better and improved products that sell. Most people tend you use these surveys as extra cash source or a good paid hobby you can do in the comfort of your own home at your own pace. I wouldn't recommend doing them full time as there not stable enough and would be hard to get into the thousands bracket but the hundreds if definitely realistic for anyone. They are so popular because of the fact that anyone can do them; the only restriction may be your country as some companies make the surveys country specific but if you look hard enough there are plenty out there which you can take part in. I would say the main feature that appeals to everyone is the fact of being able to work in your night wear at 3:00am in the morning (or which ever time suits you). It's the flexibility that will grab your attention as you work when you want and for how long you want which is everyone's dream job right? The thing is you need to allow yourself some free time as the fact of working and getting paid for as long as you want can be tempting to work non stop to earn loads of extra cash, I know I would be. Too much work can have negative effects and will harm your body so it's vital that you rest, eat well and take time off from work to do other activities. Aside from that its ideal for stay at home mums or people that cannot go to work due to illness or disability as they don't need to attend interviews or make the effort to get out the house and be somewhere for a certain time. Simply get up when you want and you can fit these paid surveys into your current lifestyle. If it's only a few a day it will still bring in some extra money which is always a bonus. When its said you work as much as you want it doesn't mean you login to your account and pick surveys that you feel like doing, you will get a flood of emails to your inbox with surveys ready to be taken but don't feel like you have to do them all, simply pick a selection and do those. If you have more time do a few more but any other just delete them. There are so many people taking part on paid surveys the quota will more then likely be satisfactory for the client. You should not have to pay to take part in paid surveys so be careful with the companies that require a start up fee, make sure you start with a decent company and you will be well on your way to making that extra cash you've always wanted.



    +

         
     
         
    Essay Service
  • Free Essays Alaska
  • Free Essays Archives
  • Free Essays Arizona
  • Free Essays Arkansas
  • Free Essays australia
  • Free Essays Australia
  • Free Essays California
  • Free Essays Canada
  • Free Essays college
  • Free Essays Colorado
  • Free Essays english
  • Free Essays Florida
  • Free Essays Georgia
  • Free Essays Hawaii
  • Free Essays high school
  • Free Essays Idaho
  • Free Essays Illinois
  • Free Essays India
  • Free Essays Indiana
  • Free Essays Iowa
  • Free Essays Ireland
  • Free Essays Israel
  • Free Essays Kansas
  • Free Essays Kentucky
  • Free Essays Louisiana
  • Free Essays Malaysia
  • Free Essays Massachusetts
  • Free Essays Mississippi
  • Free Essays Missouri
  • Free Essays Montana
  • Free Essays Nebraska
  • Free Essays New Hampshire
  • Free Essays New Zealand
  • Free Essays North Carolina
  • Free Essays North Dakota
  • Free Essays Oklahoma
  • Free Essays online
  • Free Essays read
  • Free Essays Saba
  • Free Essays Sarawak
  • Free Essays Scotland
  • Free Essays Singapore
  • Free Essays Sint Eustatius
  • Free Essays South Africa
  • Free Essays South Carolina
  • Free Essays South Dakota
  • Free Essays students
  • Free Essays Swaziland
  • Free Essays Tennessee
  • Free Essays Texas
  • Free Essays uk
  • Free Essays United Kingdom
  • Free Essays United States of America
  • Free Essays Utah
  • Free Essays Virginia
  • Free Essays Wales
  • Free Essays West Virginia
  • Free Essays Wyoming
  • Free Full Essay
  • Free Narrative Essay
  • Free Online Paper
  • Free online papers
  • Free persuasive essay
  • Free Persuasive Essays
  • Free rewrite essay
  • Insider Essay Archives
  • Online Essay Collection
  • Public Essays Archives
  • Research Archive
  • Review Essay Archives
  • Sample Essays Archives
  • Write My Essay
  •  
    Free Essay
    cnc machining | cnc | laser cutting | router | fishing boat | optimization | search engine optimization | PR marketing | internet marketing | seo research | Social media marketing | SMM | seo architecture | application architecture | internal linking | usability | seo | semantic core | Alcoholics Anonymous | social influence | sentosa | cornwall | holiday cottage | home schooling schedule | home schooling | allergy test | allergy | Fishing in Florida is easy | Fishing | romeo
     

     

     

     

     

     

     

     
     
     
      Free Essas