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    8.2 of 10 on the basis of 3465 Review.
     

     

     

     

     

     

         
     
    The Ins And Outs Of Brad Pitt S Relationships

     

    No matter how he appears on the surface, Brad Pitt has a very soft heart and others can always appeal to Brad's sympathetic, affectionate side. He especially cares about the needs of children, mothers, and families, and he wants a love partner who values marriage, home, and family as much as he does. Unkindness or harshness offends Pitt very much. However, he is definitely not one to wear his heart on his sleeve. Brad Pitt cares very much about others' opinions and craves love and appreciation as much as anyone, but one would never know it from Pitt's reserved and seemingly detached appearance. Casual, superficial relationships do not interest Brad at all. He is cautious and serious about love and really desires deep, genuine, lasting relationships. Brad Pitt is old fashioned about courtship and love relationships, and will remain faithful to his loved one in good times and in bad. Brad Pitt has a strong sense of duty, is serious and tends to see everything on the dark side. Brad should guard against emotional inhibition and depression. He prefers to lead a secluded, modest and simple life. He tends to suppress his feelings and he approaches other people with great reserve. He may feel lonesome, but unable to bridge the gap between him and others. But once Brad Pitt enters a relationship, he will be faithful and steady in his feelings for his partner. For Brad Pitt, caring and affection must be expressed tangibly, and he loves giving and receiving gifts. Brad values luxury, comfort, and elegance very highly and appreciates beautiful things. He can be self indulgent and extravagant. Being overly possessive of people he loves and of his belongings is something Brad Pitt needs to beware of. He is likely to be a great collector of things for his belongings give Brad Pitt a sense of security and continuity with the past, which is important to him. Antiques or things with sentimental value from Brad's past are especially dear to him. Along the same lines, Brad may cling rather tightly to money and possessions, keeping them "in the family" rather than sharing freely with those outside of his immediate circle. Brad Pitt may be attracted to persons older than him, someone who is emotionally mature and reliable and who can provide the security Brad desires.



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    0 Apr Credit Card Truths And Traps

     

    If you are struggling with ever increasing credit card debt, a 0 APR credit card could be the magic wand for you. There are a number of 0 APR credit cards in the marketplace. These 0 Interest credit cards offer cardholders zero percent on new purchases and certain 0 APR credit card offers also allow balance transfers, lowering the interest burden even further. The Truth About 0 APR Credit Cards These types of 0 APR credit cards are offered by popular credit card lenders including American Express, Citibank, Chase, HSBC, and Discover. These cards have many benefits to offer if you have a good to excellent credit rating. Keep in mind, that the zero percent offered with these cards is not permanent. It is an introductory rate and is typically offered for ninety days to as long as 12 months. At the end of the interest free or zero percent periods, cardholders will have to pay a higher ongoing interest rate. Generally, these rates could vary between 10 % 14% and sometimes can be as high as 24%. A 0 APR credit card is ideal when you want to purchase something expensive but cannot find another way to finance it. There will be no interest charges for the in and you will have the introductory buffer period to pay off the expense. But buyer beware ... make sure you can pay the purchase off before the introductory APR expires. Most 0 Interest credit cards allow balance transfers from your existing higher interest cards and many will waive the transfer fees. This is one of the best methods to pay off debts at a faster rate, leading to substantial savings on the interest charges incurred. It is possible that a single credit card can have multiple APRs including the following: 1) One APR for balance transfers, one for purchases, and one for cash advances – the APR normally would be higher for cash advances compared to balance transfers and purchases. 2) Tiered APRs – Different APR levels can be assigned for different account balance levels or tiers, e. g., 15% for balances between $1 $500 and 17% for balances higher than $500, etc.. 3) Introductory APR – 0 APR as the introductory offer and a higher rate upon expiration of the introductory period. 4) Penalty APR – A penalty APR rate may apply if you are late with your payments. The Traps to Watch Out For: A 0 APR credit card is an attractive proposition, and often is too tempting an offer to resist. However, it is essential to be informed about the often untold catches in these lucrative offers. 1. The 0 APR is a Limited Time Offer – In general, the 0 APR offered is only for a limited period. The period could vary from 3 months to 12 months. This implies that purchases made during this period will not attract any interest. You need to be cautious about the expiry period and remember to pay off before the period ends inorder to avoid hefty interest charges. 2. Once the introductory period is over, the 0 APR credit card may have a ridiculously high interest rate like 20% or higher. 3. On Time Payment – Most of these 0 Interest credit cards require you to pay the minimum payment on time every month during the introductory period. Late payments will result in penalties that include shifting the remaining balance to a much higher APR. 4. Complete Payment – Certain 0 APR cards require you to pay off the balance entirely before the expiration period of the introductory offer. If not, the default high interest rate could be applied to the entire balance. Ensure that you understand these credit card terms clearly. 5. Applicability of the 0 APR – Most of the 0 Interest cards offer the 0 APR on new purchases and balance transfers in the introductory period. However, there are some cards that offer 0 APR on balance transfers only with higher applicable APR's on new purchases. 6. Other Fees – Some credit card companies compensate the 0 APR by charging high annual fees or transfer fees on balance transfers. 7. Cap on Balance Transfer – Certain cards may have a cap or limit on the balance transfer amount. This means that the 0 APR will apply only for the amount within the cap limit and anything more will be charged the default higher APR. While it may be an attractive offer to go for 0 APR credit cards, it may not be a wise decision in certain scenarios. So, before you seriously consider a 0 APR credit card, it is essential to compute credit balances, interest rates, and your pay off capability. Read the terms and conditions carefully to avoid credit traps. Understanding the fine print could have substantial savings apart from trouble free credit rating.



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    What Not To Freeze

     

    Freezers are wonderful inventions. They save us time and money. How many times do we head for the freezer when it's time to think about a meal? And for many of us, the freezer houses much of our emergency supply of food. But some things freeze better than others. We thought we would give you a partial listing of things that don't freeze well. • Fried foods (especially deep fried foods): They taste stale • Gravies and sauces with wheat in them: They tend to separate. • High water content vegetables (lettuce, tomatoes, celery, etc.): They get limp. • Raw fruit: They turn dark or get mushy unless blanched. • Potatoes: They get grainy and soft. • Cooked pasta (unless very firm): Tends to get soft and mushy. • Crumb toppings on casseroles: They tend to get soggy. • Soft cake frostings: They tend to get tacky. • Sage: It tends to get bitter. • Cloves: It tends to get sharper in the freezer. • Garlic: The flavor tends to get stronger when frozen. • Salt: It tends to loose savor when frozen. • Onions: They tend to loose their flavor. • Green peppers: They tend to get stronger tasting when frozen • Artificial sweeteners: they tend to lose their effectiveness once frozen. Most spices and many extracts are altered by freezing, some getting stronger and some losing flavor. The longer they are stored, the more pronounced the change. If you use light weight plastic bags for freezing, use the food within a few weeks. Plastic film has a high oxygen transfer rate; the thinner the plastic, the higher the rate. Because oxygen passes through the film, freezer burn occurs readily. Your food will last much longer when wrapped in freezer paper or foil. For convenience, you may choose to pack in plastic bags. Simply add a layer of foil or freezer paper as an outer wrap. Incidentally, most baked goods freeze well. You can freeze breads, cookies, and cookie dough and enjoy them later. Keep using that freezer—but not for the things that don’t freeze well. Copyright 2003 2007, The Prepared Pantry ( prepraredpantry. com ). Published by permission



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    The Window Is Closing For Subprime Commercial Borrowers

     

    Tell your auto repair mechanic, your favorite restaurant owner, and the owner of your pool cleaning service that it's last call for subprime commercial loans. I predict that the subprime commercial mortgage loan market will shrink by 75% within six months. If these small business owners are ever going to pull some equity out of their commercial buildings to tide them through the coming recession, it may be too late if they don't apply in the next few weeks. The way that Wall Street lenders, like Bayview Financial (a fine firm and good friends of ours), raise their lending capital is to securitize their subprime commercial loans. They put the loans in a big pool. They assign the pool of loans to a trust. The trust issues bonds backed by the loans in the trust. Then investment bankers sell these bonds into the Asset Backed Securities (ABS) market. In addition to subprime commercial loans, credit card debt and car loans are also often sold as ABS bonds. The problem is that the buyers of these ABS bonds are now requiring massively higher yields. I read in Bloomberg yesterday that the buyers of AAA rated ABS bonds are currently demanding yields that are a full 2% (200 basis points!) higher than they were just eight months ago. The appetite for ABS bonds is clearly waning. In addition, Wall Street subprime commercial lenders are also being forced to lower their loan to value ratios. For example, Silverhill Financial recently lowered its high LTV program from 97% to just 85% loan to value. These changes are a warning that the market for ABS bonds may be drying up. If Bayview, Lehman Brothers and the rest of the Wall Street subprime commercial lenders suddenly dial back their programs, the relatively tiny hard money commercial lending companies will be unable to handle the overflow. Subprime commercial mortgage lending could largely dry up, and it could happen very quickly. Therefore you need to tell the owner of your favorite coffee shop and your auto body repair guy that if they are ever going to try to borrow against their buildings, they better do it now!



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    Msds Availability For Chemical Manufacturers

     

    Material Safety Data Sheets are an important part of the chemical manufacturing business, not only from a safety standpoint, but from a regulatory standpoint as well. Chemical manufacturers must make Material Safety Data Sheets available for all clients and products when applicable. In order to provide the proper documentation and labeling, chemical manufacturers must rely on MSDS generating software. In addition to Material Safety Data Sheets, there are several other documentation protocols which must be considered. These are usually covered by most MSDS generating software applications, although not always. Most MSDS generating software is sold as part of a wider process manufacturing software application. Process manufacturing software is a necessary component of any process based manufacturing operation such as food production, paint and stain production and of course, chemical production. The primary function of MSDS generating software is to determine and provide accurate labels for chemicals and chemical compounds that meet the safety requirements of those purchasing the chemicals and the regulatory requirements of the various pertinent regulatory agencies and Federal acts that are placed under the jurisdiction of the Environmental Protection Agency. Agencies such as the Occupational Safety and Health Administration (OSHA) and acts such as the Comprehensive Environmental Response, Compensation & Liability Act of 1980 (CERCLA), the Superfund Amendments and Reauthorization Act (SARA) and the Toxic Substances Control Act (TSCA) provide just a portion of the regulatory labeling protocols that must be met. The importance of proper MSDS and other necessary documentation should not be overlooked by anyone in the chemical manufacturing, processing or distribution business. Making this type of data available is not only a safety responsibility; it is also a federal requirement. Keeping current with regulatory guidelines by utilizing the proper MSDS generating software is an excellent way to maintain compliance for businesses involved in the chemical manufacturing industry.



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    Affordable Ca Health Insurance

     

    When looking for affordable CA health insurance, you’re obviously going to do quite a bit of searching. Health care costs seem to get higher and higher by the day, despite each politician’s promise to “cut the cost of health care.” Since the cost of health care is high, the cost of health insurance is naturally going to be high. Therefore, you need to focus on several important points of interest when searching for affordable CA health insurance. The points of interest to look for when searching for affordable CA health insurance basically boil down to exactly what coverage is offered, how much of the coverage is offered, and how much you must pay. This includes your premiums as well as any co payments you’ll be expected to make. For example, you need to ask potential health insurance companies in CA if they offer basics such as doctor visits, physical exams, and preventative care, as well as coverage for children such as immunization. Other basic coverage you may inquire about is mental health coverage, coverage for pre existing conditions, and prescription drug coverage; whether you need prescription medications right now or not, you may in the future. Some “surprise” coverage you should ask about includes emergency room visits, hospitalization, and advanced procedures such as cardiac care. We tend to make the mistake of ignoring potential emergencies. Not every individual searching for affordable CA health insurance is going to need the same coverage as the next person. Some people have more pressing health care, while other people only need, or want, simple health care at this point in their lives. In order to get the most affordable CA health insurance possible, you must get the coverage you need for the price you can afford to pay. Make sure you understand the premiums, co payments, any deductibles for seeing a doctor within the network, any reimbursement eligibilities, and the maximum out of pocket pay you’ll have to make.



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    New Therapy May Improve Vision After Stroke Or Brain Injury

     

    The good news: A combined 10.1 million Americans, the American Heart Association and Centers for Disease Control estimate, have survived a stroke or traumatic brain injury (TBI). The bad news: Of these, 1.5 million have experienced vision loss, a number increasing by more than 90,000 each year. These survivors often have difficulty with daily activities such as reading, walking and watching TV, which can affect their confidence and independence because these people see only part of everything they look at. Until recently, stroke and TBI survivors had to tolerate vision loss and had no rehabilitation option. Previously only speech, physical and occupational therapies were provided. Now, regardless of when the injury occurred, stroke and TBI patients have the ability to regain some of their vision through NovaVision VRT Vision Restoration Therapy (VRT). VRT And How It Works VRT is the first FDA cleared medical device providing therapy to help restore vision. The therapy is completed at home for approximately an hour a day for six to seven months. VRT is based on the scientific principle of neuroplasticity, a new understanding of brain function in which healthy areas in the brain can compensate for injury and adjust their activity in response to stimulation. Benefits of VRT Fifteen years of clinical research support the therapy and over 1,000 patients have been treated. For many, vision improvements through VRT have enhanced the quality of life by making daily activities easier. R. Lewis, a patient who completed VRT seven years after his stroke, stated, "Since I began my daily VRT regimen, my walking is more sure footed and I have better balance and coordination." He also states he has regained the ability to play catch with his grandchildren. How Patients Participate NovaVision VRT is offered at leading medical, eye and rehabilitation institutions across the United States. Some examples include: Emory Eye Center in Atlanta, the Neurological Institute of New York at Columbia University Medical Center, Sharp Healthcare in San Diego, Kresge Eye Institute at Wayne State University in Detroit and HealthSouth Sunrise Rehabilitation Hospital in South Florida. The therapy is customized, evaluated and updated monthly to optimize patient results. Patients can travel to any NovaVision Partner Clinic for the initial and final evaluations.



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    Your 5 Minutes Daily Program To Stress Management

     

    "Relaxing with a Mental PDA" Your 5 minutes daily program to Stress management We all have this favorite expression when it comes to being stressed out, and I wouldn't bother naming all of them since it may also vary in different languages. But when it comes down to it, I think that it is how we work or even relax, for that matter that triggers stress. Ever been stressed even when you're well relaxed and bored? I know I have. Since Error! Hyperlink reference not valid. is unavoidable in life, it is important to find ways to decrease and prevent stressful incidents and decrease negative reactions to stress. Here are some of the things that can be done by just remembering it, since life is basically a routine to follow like brushing your teeth or eating breakfast. You can do a few of them in a longer span of time, but as they say every minute counts. Managing time Time management skills can allow you more time with your family and friends and possibly increase your performance and productivity. This will help reduce your stress. To improve your time management: · Save time by focusing and concentrating, delegating, and scheduling time for yourself. · Keep a record of how you spend your time, including work, family, and leisure time. · Prioritize your time by rating tasks by importance and urgency. Redirect your time to those activities that are important and meaningful to you. · Manage your commitments by not over or undercommitting. Don't commit to what is not important to you. · Deal with procrastination by using a day planner, breaking large projects into smaller ones, and setting short term deadlines. · Examine your beliefs to reduce conflict between what you believe and what your life is like. Build healthy coping strategies It is important that you identify your coping strategies. One way to do this is by recording the stressful event, your reaction, and how you cope in a stress journal. With this information, you can work to change unhealthy coping strategies into healthy ones those that help you focus on the positive and what you can change or control in your life. Lifestyle Some behaviors and lifestyle choices affect your stress level. They may not cause stress directly, but they can interfere with the ways your body seeks relief from stress. Try to: · Balance personal, work, and family needs and obligations. · Have a sense of purpose in life. · Get enough sleep, since your body recovers from the stresses of the day while you are sleeping. · Eat a balanced diet for a nutritional defense against stress. · Get moderate exercise throughout the week. · Limit your consumption of alcohol. · Don't smoke. Social support Social support is a major factor in how we experience stress. Social support is the positive support you receive from family, friends, and the community. It is the knowledge that you are cared for, loved, esteemed, and valued. More and more research indicates a strong relationship between social support and better mental and physical health. Changing thinking When an event triggers negative thoughts, you may experience fear, insecurity, anxiety, depression, rage, guilt, and a sense of worthlessness or powerlessness. These emotions trigger the body's stress, just as an actual threat does. Dealing with your negative thoughts and how you see things can help reduce stress. · Thought stopping helps you stop a negative thought to help eliminate stress. · Disproving irrational thoughts helps you to avoid exaggerating the negative thought, anticipating the worst, and interpreting an event incorrectly. · Problem solving helps you identify all aspects of a stressful event and find ways to deal with it. · Changing your communication style helps you communicate in a way that makes your views known without making others feel put down, hostile, or intimidated. This reduces the stress that comes from poor communication. Use the assertiveness ladder to improve your communication style. Even writers like me can get stressed even though we're just using our hands to do the talking, but having to sit for 7 or 8 hours is already stressful enough and have our own way to relieve stress. Whether you're the mail guy, the CEO, or probably the average working parent, stress is one unwanted visitor you would love to boot out of your homes, especially your life.



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    Not Air Mattress Air Mattress Bed

     

    Many are still confused between the difference between an air mattress and an Air Mattress Bed. Air mattresses are great in a pinch but provide minimal comfort and support and are more for portable use rather than a permanent sleep system. Air Mattress Beds not only give you the feeling of sleeping on air, but with the right materials and construction, it can be a very comfortable and supportive, permanent sleep system. Air Mattress Beds also have the unique property of allowing different comfort levels for each partner’s side of the bed. Priceless! The idea of sleeping on an air mattress bed was first used in hospitals. Patients who were bed ridden for extended periods of time were able to rest more comfortably, with fewer pressure points and more even support, than on a regular coil spring hospital bed. It didn’t take long before the air mattress beds made their way into the consumer market, allowing the general public an opportunity to benefit from this exciting and revolutionary technology to achieve a better night's sleep. With air baffles or chambers in an air mattress bed being the primary method of support, each sleeper can adjust his or her side of the bed to whatever firmness level is most comfortable for them. Why toss and turn with an uncomfortable coils and springs mattress when, with the touch of a button, move into hundreds of relaxing positions. All without creating pressure, stress or strain on your body. Touch a button again and experience a new concept in comfort, while your own personal massage system helps to relieve tired, sore muscles, and reduce everyday tension and fatigue and encourage restful sleep through relaxation. And with air mattress beds, flipping your mattress is a chore of the past. Over time, with coil and spring mattresses a body impression in the coils will appear if you do not flip your mattress regularly, leading to shorter mattress life. Although some of the comfort materials, like foam rails, ticking and any layered foam in an airbed can take an impression just like any soft material, the air chambers will not. All this leads to years of hassle free operation and the comfort and convenience to boot. What to Look For: Most air mattress beds are constructed in a similar way, using the same basic components. The difference from one manufacturer's product to another's is in the design and sophistication of each of these components. The reliability, durability, and quality of these components, and how these components are designed to work together are what make the difference in a top quality product. In all cases, always be sure to check the warranty, good products are usually backed up with a 15 25 year warranty. If you see 3 10 year warranties, keep shopping! All air mattress beds use foam rails to surround the air chambers inside the mattress cover. These rails provide the exterior support of the air mattress, giving it its shape and providing the user with the ability to sit on the edge of the bed to put shoes on, etc. The foam rails are absolutely crucial in keeping the air mattress bed corners square and the sides straight and true. Most air mattress bed manufacturers use a straight piece of foam on the side rails, with the ends butting up against each other, this is less desirable as it relies heavily on the mattress cover to provide lateral support for the internal components. Look for contoured foam rails with concave sides that form a connection and hold the air chambers in place, and actually work in conjunction with the air chambers to keep the mattress square and true. You won’t find any instability or bulging with this type of construction. Air mattress beds have air chambers or baffles filled with air to provide the main source of support. Most air mattress bed manufacturers use a one piece baffled air chamber system where the air is distributed throughout the air chamber. The problem with this system is that if you like your mattress soft, you can get a "hammock" effect where your hips are below your head and feet. If you like your mattress firm, you can get a "tenting" effect, where your hips are too high. Either scenario puts too much pressure on the back, doesn’t provide the spinal alignment you need for a restorative sleep and can cause those nagging aches and pains. Look for dual air chambers, preferably horizontal. Vertical chambers running the length of the bed can still have a “hammock” affect. The preferred horizontally constructed chambers form more naturally to your body providing even and comfortable support while helping to keep your head, neck, and spine in alignment. High quality chambers use tough materials and have a lap seam construction and dialectically sealed for stress resistance. All air mattress beds come equipped with a pump to get air in and out of the air chambers. This pump and the handheld control allows you to adjust the firmness level on either side of the bed and “should” have the ability to act as a control system to make adjustments. And a few nice features always help. Many air bed pumps are not that well made and have a tendency to fail at the worst times. Look for well constructed pumps that can do the job and don’t sound like a leaf blower. Commercial grade pumps designed to last for 15,000 hours of “continuous use”, will do the job but watch for the noise factor. A linear pump means firmness levels can be achieved with a touch of a button with virtually no noise. Allowing comfort levels to be adjusted without waking your partner. Also take a good look at the hand controls, make sure there’s two, one for each of you and look to see if there’s a preset memory function. This is a convenient way to always end up where you are most comfortable. That’s the basics of the air mattress bed, but there are a few other items that the highest quality air mattress beds have. Look for an extra layer of “quality” base foam to provide better support and shock absorbing capabilities. Also look for a layer of memory foam on top of the air chambers in the casing or as a pillow top. Finally, you want your air mattress bed to look and feel extremely luxurious and comfortable, most high quality air mattress beds are sewn with a premium Belgian Damask ticking and use a pressure relieving jump and tack stitching quilted to one ounce of Angel Hair. Now that you’re armed with the knowledge to shop for an air mattress bed, don’t forget to put it in the lineup when it’s time to shop for that new mattress. It’s a must try!! =================



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    School Safety What Parents Can Do To Help

     

    While your child's school may have been spared from any headline catching, violent incidents, chances are that less dramatic acts of hostility, such as bullying and harassment, occur there every day. Most schools have programs to prevent violence and help keep students safe. But safety precautions shouldn't stop there. As a parent, you also can take specific actions to improve school safety. To raise awareness of school safety and security issues, the National Crime Prevention Council, best known for its 25 year old beloved icon, McGruff the Crime Dog, developed the Be Safe and Sound initiative in collaboration with National PTA. This effort, funded by the Allstate Foundation, Assa Abloy Group and the Security Industry Association, provides advice that parents, community members and educators can use to help make school a pleasant environment for all children. The National Crime Prevention Council provides the following tips for parents. * Listen and talk to your child regularly. Communicating with your child on a number of topics related to school, friends and his or her interests can give you valuable insight. Talk to your child about violence and how to solve problems. * Set an example. Show your child that you can settle conflicts peacefully and nonviolently. Also, show your support for school policies and rules. If your child feels a rule is wrong, explain how the rule can increase school safety. * Work with others. Join a parent, school or neighborhood association to discuss problems with violence in the community. Work together to find solutions and ways you can provide support to the schools in your community. The National Crime Prevention Council provides tools for parents as part of its Be Safe and Sound initiative. The "Caregivers' Guide to Safety and Security," for example, outlines what parents can do to improve school safety and security. It contains an overview of school safety and security guidelines, an assessment checklist and advice and tips on advocating for change at their children's schools. Another resource, the "School Safety and Security Toolkit: A Guide for Parents, Schools, and Communities," assists parents and community members in working with school administrators and policymakers to help make schools as safe as possible.



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    The Proper Way To Play Nfl Teasers

     

    If you know how to properly bet teasers then they can be a fun and profitable way to get some action on the NFL. If you’re not using them properly, however, you might as well just put your money in a big pile and burn it. The result will be the same and it won’t take up as much of your time or cause you as much frustration. By their structure, teasers give bookmakers a significant edge (much bigger than on a regular bet). In order to take advantage, then, you have to both identify that edge and find ways to overcome it. A teaser is a bet in which you take two or more teams and add a set amount of points to the lines of each team. In the NFL the most common teaser is six points, and 6.5 and seven point teasers are also standard. Say you liked Dallas, which was favored by eight, and Minnesota, which was a three point underdog. On a teaser ticket, the lines would become Dallas 2 and Minnesota +9. In order for you to win the bet both of those results would have to occur. A push in either game would result in a void ticket and a returned bet. Because of the greatly advantageous spreads, you obviously get a much lower payout than you would betting the teams in a parlay at their full spread. Teasers give the bookmakers such an edge because of the difficulty of hitting them often enough to make a profit. If you shop around you can find two team, six point teasers that pay out at even money. Even at that generous level of remuneration you still have to be correct in choosing the winners by the adjusted spread in 70.7 percent of games to break even over the long run (.707 x .707 = .5 – If you are right on the individual games 70.7 percent of the time then you will be right on both games half of the time). Teasing a random sample of NFL games by six points doesn’t provide accuracy at that level – favorites don’t either cover or fail to cover by less than six points more than 70.7 percent of the time so the expectation over the long term is for a loss. It gets even worse for seven point teasers. Though more games will be covered by the larger change to the spread, bookmakers charge a higher price for the bets, so the expectations of loss can be even higher. In order to profit on betting teasers, then, you would have to find a situation that allowed you to pick more than 71 percent winners over the long term. One such commonly known situation is called a basic strategy teaser, or a Wong teaser. These are teasers that move the spread across two key numbers – the three and the seven. For example, a spread of 8.5 is teased to 2.5, meaning the favorite now covers the spread if they win by either a field goal or a touchdown, two of the most common margins of victory. You lose your advantage if the spread is teased right to one of those two key numbers, because that would make a push more likely, voiding your ticket. Playable spreads for this type of teaser, then, are from 7.5 to 8.5 and +1.5 to +2.5. Historical data shows that playing teasers that fit these requirements is profitable over the long term, though a large bankroll is required, because fluctuations can be extreme. If teasing a spread to cover two key numbers in that case makes sense, then does it make sense to tease a spread to cover both 3’s? You could tease a spread of 3.5 or 3 to be +3.5, thereby covering the most common key number regardless of which team wins by three. The simple answer is no. Over the long term, your expectation for this bet would not be positive. The main reason for that is not because of the key numbers, but because of the numbers that fall in between. When you tease over the three and the seven, you also win games that are decided by scores between those two numbers – four, five and six points. Those outcomes aren’t as common as three or seven, but they still occur fairly frequently, adding to the number of bets that are correct. Between the two threes, on the other hand, you have two and one, neither of which are as common as four or six, and zero, which virtually never occurs. When you buy a teaser you are essentially buying more numbers that the score can land on. When you tease from 3 then you are just buying a bunch of junk. The other problem you face, as well, is that you need at least 6.5 points to properly tease 3, which makes the bet more expensive. As with any type of bet, the fact that a bet isn’t advantageous over the long run doesn’t mean that it can’t make sense in a specific circumstance. For example, a teaser could make sense if you are confident that two teams are both going to win the game straight up, but if a parlay of their morning lines doesn’t pay out what a teaser would. A teaser could also be used to take advantage of a group of lines that you sense are soft. As long as you understand the bet, and know its limitations, then the teaser can be a powerful tool.



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