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    9.1 of 10 on the basis of 4496 Review.
     

     

     

     

     

     

         
     
    3 Questions To Empower You

     

    Copyright 2006 Christopher Green For most people in our society, life will hold little more than a dutiful slog in the 9 5 rat race for forty years before retiring. Many will look back on their lives and wished they’d had an opportunity to have done something different. Some may have even had opportunities to do so but didn’t take them. One thought is very common: “I wish I could’ve done something else but I never really knew what I wanted to do.” Sounds familiar, yes? Relax. Because I can help you identify what it is you’d really like to do and I can show you how to begin. It all starts by asking yourself three very important questions and I believe these questions are the most important questions you can ask yourself. Here they are: 1. What, EXACTLY, do I want to do? This question gets straight to the heart of the matter and it requires SPECIFIC answers. Also, your answer should be something you have a passion for and are genuinely interested in and not something you think others would be impressed with. It should be something you feel so strongly about that missing out on it will make you seriously unhappy. By this, I mean IT WILL HURT YOU DEEPLY if you don’t at least give it a shot. Take the time to think seriously about this question, at least 30 minutes a day as this is the first step towards getting what you want. Be thorough. Think about how you’d like to spend each day of your life, and think about what you don’t want to do and what you’d like to change about how you spend your days right now. 2. What do I have to do to get it? This question requires answers about the practicalities required to achieve your goal. It will cover the necessary skills – what skills do you have now that you can use and what new skills will you need to develop? You’ll need to know about courses or training programs you’ll need to take and you’ll need to identify how much practice or study you’ll have to do. Other considerations will be things like location as you may have to move somewhere else, people you need to connect with, making contacts, networking, equipment anything you find that is a necessary part of achieving your goal. 3. What am I prepared to give to ensure I succeed? When you’ve identified what you want to do and what this will entail, you then need to decide what you’re going to give to make your dream happen. Success demands a price. In particular, we have the 3 kings: Time, Money and Commitment. How much time are you prepared to give? Are you prepared to sacrifice other activities to free up more time? Time is the most precious resource you have and it is a non renewable resource. It is important you give a significant portion of your free time to the pursuit of your goal. Next comes money. You will have to be prepared to invest money in your project – IN YOURSELF – to make progress. This could mean purchasing equipment, attending seminars, courses, property, books, raw materials etc. and without such an investment, it is unlikely your project will get off the ground. Finally, how committed are you to making your dream happen? In my opinion, if you’re serious about getting the lifestyle and the success you truly want, you must be 100% committed to it. This will mean making sacrifices: friends, socializing, working long hours, working weekends in short, sacrificing many of the things you enjoy doing today so you can create a better tomorrow. If you love something and you want to achieve a high standard of success, you will have to devote lots and lots of time to it and place it above everything else. Are you prepared to do this? You now have three empowering questions to help you get started on creating a new life for yourself. Please make the time to think seriously about the answers you want to give to them and you’ll reap the rewards. Until next time.



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    Tips For Seach Engine Optimization

     

    The volume and quality of traffic really depend on how well you rank in a search engine. The more searches your site comes up for, the more traffic you will receive and the more sales you will make. So to get your site to come up high in the rankings, just follow these steps. Your content (rich in keywords) + your links = High Ranking It is really that simple. Google searches by link popularity. The higher your popularity, the higher your search engine ranking. If you type search engine into any search engine, yahoo and Google are the returned results of this query. This is because Google and Yahoo have the highest popularity and a page rank of 10. Link popularity is the number of links that search engines have for your site. Just search for "link popularity" on a search engine to find a website that will do this for you. If you can get to the top of Google, you are the top on most search engines. Google accounts for over 50% of all search engine traffic. Articles Keeping things consistent is very important. The more articles are added to article directories, the lower your article will go in the listings, but if you keep submitting new articles, then you will continue to get good traffic. Writing and submitting articles is a great way to build up the link popularity of your website. It gives you links that last for a long long long time. Close all articles with a link to your web site. The link has to be relevant to the article content! Hyperlink the keyword with your URL. Here is an example. Author Bio: “Joe Somebody is an expert in article directories. Visit his site for more article tips.” Keep a tab on your words “Not everything that counts can be counted and not everything that can be counted counts”. This doesn’t apply to webpages. In the Meta Tags which are in the source of a webpage, you must count every word. Do some research on Meta Tags. Title Tag optimization In the title, include 1 or 2 of the most important keyword phrases. Do not list a bunch of keywords. Search engines view this type of heading as spam and you will be penalized if not blacklisted. The title tag should be a readable sentence that makes sense. Make sure your title is attracting to people, not just search engines. Even if you make it to the top, you want a heading that is interesting to people. You need people to click on your title, otherwise, all that work was for nothing. Try and place the keywords that the beginning of a title. Sometimes search engines cut it off if it is too long. Keeping them at the front will ensure that even if the title is cut off, your keywords will still be seen. Title tags need to be different for each webpage that you have. Make sure that your title is relevant to the information that is on that page. The Meta description tag Some search engines display the meta description in the search results instead of what is on the page, so make sure you word it correctly. Put the targeted keywords in the description. Do not put more than 10 – 15 words in the description tag. Also, do not overload it with keywords. As with the title, put the keywords in the front of the description if possible. Meta keywords tag Meta keywords are optional (there is much debate over this issue). Only include 5 – 7 words and only include the keywords that are in the body text. Add different spellings and synonyms of those keywords.



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    Take A Disneyland Tour 428

     

    Take a Disneyland Tour No Disneyland Vacation can be complete without a Disneyland tour – especially if it is your first trip to Disneyland. There are currently four different tours to choose from, and Disneyland park admission is required for all tours. It is strongly advised that you make a reservation for the tours that you wish to go on. Disneyland’s Discover the Magic Tour may be the most popular of the four. This tour will have you and your family working with Disneyland characters to find clues and hunt for treasure. You can literally live out a Disneyland fantasy with your family and loveable characters, outsmarting the Disney bad guys! This tour includes lunch and an exclusive gift that can only be obtained on this tour. The Discover the Magic Tour lasts for about three hours. There is a two ticket minimum, and the cost is $49 each of the first two tickets, with additional tickets costing $39. The tour is appropriate for the 5 – 9 year old age group, and adults. The tour is not really suitable for children under the age of five, or for children who need strollers. The VIP Tour lasts for about four hours, and costs $75 per hour for a party of up to ten people. You must book this tour well in advance, or there will be an additional twenty dollar fee. The tour is not recommended for children, but is designed more for people who have a true love and interest in Disney and Disneyland history. The Welcome to Disneyland Tour is absolutely perfect for first timers. There are many benefits to this tour, including priority seating at one of the stage shows, tips and suggestions for getting the most out of your Disneyland vacation, a brief history of the park, priority seating at one of the many restaurants, instruction in using FastPass, two bonus FastPass tickets, and much more. This tour lasts about two and a half hours, and costs $25 per person. A Walk in Walt’s Footsteps focuses on the vision of Walt Whitman, and is not really suitable for small children. Filled with history and trivia about the park, this tour lasts for more than three hours, and costs $49 per person. The main feature of this tour is your peek at the exclusive Club 33. Again, you should definitely consider making one of these tours part of your Disneyland experience – especially if this will be your first trip to Disneyland. You may see things and learn things that you would not see or learn without the benefit of the tour! (word count 428) PPPPP



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    Staying Safe While Vacationing In St Thomas

     

    Staying Safe While Vacationing in St. Thomas Each year, millions of people take a vacation. Many times, that vacation is to a foreign country. As the popularity of foreign travel increases, does the concern associated with personal safety. If you are planning on vacationing in St. Thomas, you are in luck. St. Thomas is known as one of the safest places to vacation in all of the Caribbean. Despite being safe, you are still encouraged to take precautions while vacationing there. Whenever you are on vacation, no matter where your vacation destination is, you are encouraged to take safety precautions. These safety precautions may not only help to save your life, but to protect your belongings. Many of the safety precautions that you are advised to take while vacationing in St. Thomas apply anywhere in the world, even when you are at home. However, there are also additional precautions that may not be needed with domestic travel. The first step in staying safe and protecting your belongings, while vacationing in St. Thomas, is to prepare for your trip well in advance. If you are traveling to St. Thomas, it is likely that you will need a passport and other proper forms of identification. These forms of identification may include a driver’s license or a birth certificate. If you do not already have a passport, you will need to obtain one. When on vacation, you are urged to carry these documents with you. In addition to carrying the appropriate forms of identification with you, you will also want to carry along copies. Before leaving home, you are encouraged to make multiple copies of all of your important documents. Losing your driver’s license or passport, while vacationing in St. Thomas, is possible. In the event that you lose or misplace your items, your copies may come in handy. Once you arrive in St. Thomas, the best way to keep yourself safe is to familiarize yourself with your surroundings. If you are vacationing at a beach resort, you will want to walk around and examine each area of the resort. In addition to physically viewing the area, you may want to request a map of the facility from a resort representative. Keeping this map with you at all times may prevent you from getting lost. Familiarizing yourself with your surroundings is one of the best ways to protect yourself, but it is not the only way. In addition to familiarizing yourself with your beach resort, you will also want to familiarize yourself with the other tourists. Keeping an eye out for anyone who seems out of place or a person that makes you feel uncomfortable, is a great way to stay safe while on your vacation. When traveling around St. Thomas, whether on your resort or another part of the island, you are encouraged not to travel alone. Traveling alone, especially at night, may increase your risk of falling victim to a crime. In the event that you must travel alone, you are encouraged to inform multiple individuals of where you will be going and when you intend to return. In the event that you do not return on time, someone will know where to find you. When vacationing in St. Thomas your personal safety should be a concern, but so should the safety of your belonging. When traveling to St. Thomas you are encouraged to leave your expensive belongings at home. If you are unable to afford to replace an item that you bringing with you on vacation, you may not want to bring it at all. For the most part, you will not experience any problems. But, in the event that one or more of your personally belongings get lost, you may be responsible for purchasing yourself a replacement. In addition to your personal belongings, you are also urged to be cautious when carrying a large amount of money in St. Thomas. In most popular vacation destinations, including St. Thomas, a wide range of payment methods are accepted. Instead of carrying along large sums of cash, you may want consider carrying travelers checks, cahiers checks, or money orders. Each of these items is easier to replace if stolen. As you can see, protecting yourself and your belongings while vacationing in St. Thomas is a fairly easy process. With a few simple steps, you could spend your vacation enjoying yourself instead of worrying about what might or might not happen. PPPPP Word Count 731



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    Money Management And Forex Trading

     

    Money management is an essential and necessary part of Forex trading. There are a lot of mistakes that Forex traders make, and not following their own money management system is one of them. Listening to other opinions can lead to some costly mistakes, and unless the opinion is a business opinion from a company or government that you trust, then do not factor it into your trading. Set your own guidelines for trading, and stick with them. Trading on opinions, whether they are your own or another person's, can be a very costly mistake. Make your own evaluation based on all the facts that you know, and then do not let opinion sway your trading tactics. Overtrading is another common money management mistake in the Forex market. This trading does not have clearly defined trading objectives, the sole purpose is to make more money. To avoid this mistake, make sure that every trade is broken into definitive goals, and that these goals are acheived before other positions are added. Very few traders can successfully manage multiple positions in a variety of trading markets. Overconfidence is a big mistake when it comes to money management and the Forex market. This is caused when a trader has or thinks they have special or inside information. These hot tips are sometimes wrong, and when this happens large amounts of money may be lost because of this. The way to avoid this is to avoid being confident in any rumors or special information you may have. Managing your money means taking measures to preserve it as well. Preferential bias can exist among Forex market traders. This happens when they only see or hear what they want in relation to the preferred trade. This can cause a trader to ignore the actual activity of the Forex market in preference of what they want to happen. It is important to look at each trade objectively and do not become set in cement with your opinion. Do not ask friends or family for their opinions, just go with what you know. Money management and Forex trading can be complex and complicated. Once you set your money management guidelines, make sure that you follow them. Avoid listening to rumors and opinions once you start trading. Avoid overtrading, and make sure each trade has clearly defined trading objectives. Make sure that you are not overconfident. The most important thing in money management with Forex trading is to try and avoid preferential bias. By following these tips, you will be able to manage your money and investments better. Copyright © 2007 Joel Teo. All rights reserved.



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    Leather Is A Great Choice In Your Decor

     

    Are you tired of waiting for your children to grow up so you can finally let go of your tired, worn couch? Have a real dining room set? Or even lighter toned furnishings? If you thought that having a family meant putting your decorating skills and ideas on the back burner then you just haven't been opening your eyes to the stylish ideas designers use to liven up their own homes and their client's homes, even with children (and pets) around! CHOOSING MATERIALS Choosing the right material can make all the difference when furnishing a home for a family. Have you always loved leather? Well it's not only great for minor spills that are quickly wiped off, it also wears well, even gaining a beautiful patina with time and use. Leather does not collect pet hair as a cloth couch or chair would, and crumbs and dirt will wipe off easily. If you prefer fabric upholstery, think of luxurious Ultrasuede. Sophisticated enough for even the most formal rooms, it looks belie the easy care of the material. You won't deal with fading or staining the way you are accustomed to with cotton, and many stains will come off quite easily with a damp cloth. Do you have real ruffians running around? You can always count on slipcovers if you need to. Many decorators have used white or cream slipcovers to good effect, although you may consider a stripe or other pattern to disguise everyday wear. And because you can clean them thoroughly by removing them you do not have to be too concerned about occasional messes. Slipcovers also work well on fancy dining room chairs and can be removed for adult only dinner parties. Try to stay away from delicate materials like silks or velvets which stain easily and are difficult to clean. SAFE CHOICES If you have small children you may also consider choosing soft furnishings, like ottomans, to replace hazards such as hard edged coffee tables. Area rugs can be great for keeping light colored carpets in good shape, but be certain they rest flat so children are not prone to trip over them. Selecting heavy rugs or using a special padding underneath to reduce movement would be especially recommended when using rugs on hard, slippery surfaces. When choosing wood furnishings, light or dark, be sure it has a protective clear coat so that marks and spills do not ruin the finish. PROVIDING CHILDREN WITH THEIR OWN SPACE Would your children really mind an 'adult' space in the home? If you make most of the home child friendly, then it is not outside of reason to create one area specifically for adult entertaining or relaxing. Giving children a small area within the adult room where they can read books or sit at a small table for quiet games will teach them to respect and take care of nice things. This, along with making reasonable choices for the rest of the home, allows all in the family to enjoy their surroundings and each other.



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    Improve Stamina With Natural Testosterone Boosters

     

    As an athlete or body builder in training, you probably want to see some results fast. Lean rock hard muscles can come with time and plenty of training, but if you want to speed things up a bit, you might want to try a natural testosterone booster. Testosterone boosters help you increase stamina as you gain muscles and strength. Thankfully, there are many natural testosterone boosters on the market today to help you do this safely with few or no side effects. Who Can Take Testosterone Boosters? Testosterone boosters are not recommended for teenagers or men under the age of 25. Teenagers' bodies already produce sufficient amounts of hormones for growth and development. Young men in their early twenties are usually at their peak of testosterone production, so the boosters are not needed. Warning: Taking testosterone boosters when your body is already producing sufficient testosterone can be detrimental to your health. Symptoms of Decreased Testosterone Levels When a man's testosterone levels decrease, he displays certain symptoms that can hinder weight training efforts. These may include a lack of energy, memory loss, loss or reduction of sexual drive, reduced muscle mass or inability to gain muscles, lack of focus, low metabolism, irritability, and weight gain. These symptoms often occur in aging adult males because their bodies slow down in producing the testosterone hormone. As men age, their stamina and endurance for long workouts or athletic activities will often decline as a result of this change in hormonal production. Benefits of Natural Testosterone Boosters Natural testosterone boosters offer a number of benefits. They help boost energy, increase strength for longer, more efficient workouts, block estrogen, enhance libido (sexual drive), reduce body fat, and gain muscles faster than ever. Since there is such a vast selection of testosterone boosters on the market today, it's good to know the differences. Creatine supplements are legal forms of testosterone boosters, and are much safer than many steroid products. They usually do not cause as many side effects and are readily available on the market. Illegal testosterone boosters are anabolic steroids. Then there are natural testosterone boosters that contain herbal ingredients such as Tribulus Terrestris, Tongkat Ali, Mucuna Pruriens, Epimedium, Dehydroepiandrosterone, and Tesofen (TM). Natural testosterone boosters help you gain lean rock hard muscles without exposing you to dangerous drugs or chemicals that can harm your health. Other Natural Testosterone Boosters There are two other ways to increase stamina and boost testosterone naturally. You can boost testosterone through a change in diet and an increase in exercise. Eat more of certain food items that will increase testosterone levels in the bloodstream. These include eggs, beef, broccoli, cabbage, oysters, chicken, and garlic. Regular weight training also helps your body to produce more testosterone. As with any muscle building supplement, check with your doctor before taking any type of testosterone booster. Ask which natural booster is best for you and research online to learn all you can about different products. Look for companies that provide you with all the ingredients of the product up front so you can make a healthy choice. With natural testosterone boosters along with a consistent body building routine, you'll soon enjoy the benefits of your new, healthier, solid built muscle machine!



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    Muay Thai The Genesis Of Kickboxing

     

    Many people are familiar with kickboxing, thanks to popular films like Ring of Fire, but not many have heard of muay thai, from which many of the rules and moves of kickboxing originated. Muay thai (pronounced mooay tie) is the national sport of Thailand, and is widely known throughout Southeast Asia. Muay thai was one of the first of the Southeast Asian martial arts to be exported to the West, and many of the earliest well known martial artists based their own fighting techniques on muay thai. Bruce Lee, for instance, analyzed muay thai moves in the early 1960s. In Cambodia it is known as pradal seray, in Malaysia it is called tomoi and in Myanmar it is called lethwei. No matter where it is practiced, though, it’s essentially the same sport – a martial art that uses the hands, feet, elbows and knees as points of contact and weapons. Muay thai has been practiced in Thailand and other southeastern countries for centuries. It gradually evolved from bouts between different units in the army to timed bouts with rules taking place in arenas around the country. It originated in the battlefield techniques of the Siamese army who found themselves fighting in the rough, close terrain of Thailand and Burma. They developed a style of fighting that used combinations of fast, furious punches, kicks, elbow and knee strikes to make the best use of every part of the body. In the late 1500s, King Naresuan the Great officially made muay thai training part of all military training. Muay thai is intertwined with the history of Thailand in many ways. One of the most popular tales is that of Nai Khanom Tom and the ten Burmese warriors. In 1767, the Thai capital fell to Burmese warriors. The Burmese king was curious to see how the field techniques of his own soldiers measured up to those of the muay thai boxers. Nai Khanom Tom was chosen to go head to head with a Burmese solder, whom he easily defeated. The king was so impressed with this technique that he made an offer to the warrior. If he could defeat ten Burmese warriors one after another, Nai Khanom Tom would have his freedom – and two wives. The Thai warrior was victorious, and returned home a hero. Muay thai is a national pastime – the most passionately followed spectator sport in Thailand and much of Southeast Asia. Its popularity has spread throughout the world, and in 1995, the World Muay Thai Council was established by cabinet resolution to promote the ideals, techniques and all other elements of muay thai. Muay Thai Matches, Rules and Equipment Muay thai is fought in five three minute rounds separated by two minute breaks. The fight is presided over by a referee, and scoring is determined by three judges who are trained observers. Each of the judges awards points to fighters based on their performance, and the fighter with the most points is awarded the round. At the end of the fight, the fighter with the most rounds is declared the winner of the fight. There’s more to a muay thai match than the fighting, though. Each fight is accompanied by a band playing next to the boxers’ ring. The band consists of horn, drums and cymbals, and begins playing with the opening dance. As the action in the fight quickens, the tempo of the music accelerates to keep up, bringing the audience’s collective pulses along for the ride. An important part of each match is the preliminary dance of thanks and respect offered by each opponent, called the wai khru. The styles of those dances are very individual and often serve to announce which school and instructor taught the fighter his technique. In the early years, the only protection worn by a muay thai fighter was makeshift gloves – string wrapped around the knuckles and fist. Today all boxers are required to wear full safety equipment when competing to lessen the chance of injuries. Muay thai matches are held all over the world, and there is a formal ranking system to recognize the best and most accomplished muay thai fighters in the world.



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    Selling On The Internet 24

     

    selling on the internet There are many people who make a living online, and some of them do so by selling things. Though most larger, more established companies have their own web sites, individuals can also get in on the action to come extent. Some use sites like eBay to sell to others, and some people have a product that they sell from their own home via their own web site. Though most rules about sales online are the same as they are in regular stores, there are a few tips about selling on the Internet that any potential seller should remember. One of the biggest points to successful selling on the Internet is that you have to bend over backwards for your customer. Though you may be able to get away with some shoddy customer service once in a while in a retail location, you are not going to get away with it online. This is especially true if you do your selling on the Internet on eBay. It only takes one or two bad deals or comments to drive away people who may have otherwise bought something from you. Though sellers have the option of rebutting a bad comment, most won’t care. They see trouble as trouble no matter who really is to blame or who is right. You also have to think about safe ways to make money transactions when selling on the Internet. You have to have a secure network when people order or half of them are not going to order from you. You can also take payments through Paypal, but beware of those who may have trickery involved. Know the rules of both Paypal and eBay before you start so you immediately know what to do when it appears that problems are about to start. When selling online, you also have to be aware that shipping is going to be a huge part of your day. You are going to have to ship everything you sell, and you are going to have to learn to pack things so that they are secure. You may have to stock up on boxes and packing materials when selling on the Internet, but you can also claim those things as a business expense when it comes time for taxes. Lastly, don’t forget to keep records of every single transaction that you make. When you own your own business, even online, you have to account for everything or risk an audit.



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    Understanding Home Care Agency Options

     

    As people age, the desire to remain in their homes, close to family, friends and familiar surroundings, deepens. However, the ability to remain totally independent within one's own environment often diminishes. Millions of Americans spend part or all of their day assisting and caring for family members or friends who need help to stay in their homes. Often, however, paid outside help is needed to supplement this care because of the caregiver's responsibilities for children or work outside the home. Americans presently spend over $40 billion annually on home care, allowing loved ones to remain at home and "age in place." If you or someone you know is looking into home care for a relative, or may soon be in that position, here is some information that may help make the process more manageable: • Determining the individual's care requirements. Will there be a need for hands on care such as bathing, dressing and toileting? Are there cognitive issues that will require a different type of care? Are there financial restrictions? Is the individual willing to receive help? Write down the answers to these questions, along with the estimated amount of time and number of days that a caregiver will be needed. When you call a home care agency, you will want to have this information at hand. If you require help making these assessments, check with a nearby senior center. They often have social workers who can perform assessments or direct you to someone who can, such as a geriatric care manager. This is a professional who specializes in assisting older people and their families in making long term care arrangements. They can do in home assessments, develop care plans and monitor services. • Identifying the type of care that is required. Custodial or supportive care is usually provided by paraprofessionals home health aides, home care aides and nursing assistants who provide hands on care to people in their homes, nursing homes or assisted living facilities. Custodial care includes assistance with bathing, dressing and mobility, as well as transportation, light housekeeping and similar tasks. Skilled care is usually provided by health care professionals, such as registered nurses, licensed practical nurses or therapists, under the direction of a physician. Most often, skilled care is needed after a person has been hospitalized due to a fall or other medical condition. Discharge planners and social workers assist in the coordination and arrangement of these services, which may include some care from certified nursing assistants if they are included as part of a skilled plan of care. • Contacting an agency. Every state has the authority to license and regulate its home care agency system. As a result, there are often variations in licensure requirements and regulations from state to state. The exception is Medicare certified agencies, which must also comply with federal regulations. If care is to be covered under Medicare, it must come from a Medicare certified agency. • Paying for care. While many older adults count on Medicare to cover their home care needs, the reality is that Medicare will only cover home care costs if an individual has a skilled need and meets specific Medicare criteria. It will not cover ongoing long term care services. It is important to know that custodial care is not typically covered by Medicare or most private health insurance. Funding for custodial care must often come from personal resources. The local Area Agency on Aging is a good place to check for programs or services for which an individual might qualify. One good source of information is a free booklet from the MetLife Mature Market Institute called "Understanding Home Care Agency Options." It's part of the "Since You Care" series of guides, created in cooperation with the National Alliance for Caregiving. It includes advice, resources and checklists.



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    Please Listen Don T Just Hear Me

     

    “One of the greatest gifts you can give to anyone is the gift of attention." Jim Rohn Did you know that there is quite a difference between listening and hearing? Hearing is receiving sounds and communication. We hear all the time, but are not always aware of everything we hear because we are not listening. To listen means to hear and pay attention to what you are hearing. If you hear a birdsong when you are out, and then you listen to it focusing on that one sound, it becomes clearer and more distinct, than many of the other sounds that are there. In relating with other people listening is a skill that needs to be learned. It is not merely hearing them give an account, or relay some information. Listening means to pay thoughtful attention to what a person is saying with the mind intent on understanding the message to be delivered. The art of listening also involves watching the person’s body language, maintaining eye contact, asking for clarification when needed and also listening for the unspoken message. If you truly listen, you are able to make a connection with someone without necessarily speaking yourself. The skill of listening is frequently overlooked, or given a low priority in our communication today. Yet everybody enjoys talking with a good listener! A major factor to a person having poor listening skills is that they are too self focused. People fail to listen carefully because they are too concerned trying to be interesting themselves, rather than be interested in the person they are talking to. They falsely believe that to be liked and accepted they must demonstrate their intelligence and knowledge with their words or comments. They may cover up their own nervousness and insecurity by constantly talking to fill the air. Talking makes them feel good, and they don’t consider the other person, rather just take advantage of having an audience Many times people believe if someone is telling them about a challenge that they are having, that it is a cue to jump in and start solving the problem. However, most people wish only to have a sounding board and just to have you listen. To take over disempowers the other person. Here are some good ways to develop listening skills: Be interested in the person you are talking to. Listen with the intention of learning about them. If a person senses you are really interested in getting to know them, they will begin to feel warmly towards you and talk more openly. This is a good way of building rapport, and also winning them over to your side. Develop an attitude of curiosity towards people. Ask them questions about what they think, feel and enjoy. Find out how they see the world, what opinions they may have, their aspirations, and their experiences. Develop your observation skills to notice things about the other person. What brings a smile to their face? What small things are important to them? When you notice even small things, it makes the other person feel special and important. The benefits of having good listening skills are far reaching. You build rapport quicker with others and you can act and speak from an informed position. You gain a greater understanding of others and are able relate at a deeper level. People respond to your interest and become interested in you. It increases your popularity and others are open to cooperate and help you out when you are in need. Most importantly is how you can make a positive difference for someone, just by listening to them.



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    Remortgages Reaping Benefits On Expertise Of Mortgage

     

    : It is human tendency to exchange what they have for something better. The benefits of such an exchange cannot be always guaranteed. With remortgages benefits are guaranteed for ‘Benefits’ is the guiding principle in this process Remortgages is exchanging your present mortgage for new mortgage. Remortgages are a legal way of finding new mortgage at competitive rates and saving money. The basic question is why anyone will probably entertain remortgages when they are safely continuing with current mortgage. The primary reason is to save money. Remortgages always carry with it reduction of interest rates. This means monthly savings and amassing big bucks in the long run. Remortgages is all about finding a cheaper deal. Suppose you took a mortgage at the time when interest rate were higher than current rate which are quite low, then remortgages will enable you to make use of lowered interest rates. Reduction in interest rates seriously reduces how much you pay every month. Monthly outgoings shrink and therefore money is saved every month. In fact remortgages is primary way of raising capital. Raising capital will favour any major financial undertaking that you might have in mind home improvement, starting a new venture, vacation or making any pending purchase. Everyone wants to payback his or her mortgage faster. Remortgages can arrange this. Remortgages can enable you to pay mortgages faster by reducing loan term. With reduced loan term Remortgages you pay lesser amount as interest rates. If you had signed the mortgage with the idea of paying lower interest rates now and switching to standard variable rate later then, like many others, you might be paying more. To avoid paying standard variable rate (SVR), you can remortgage. Even a slight increase in interest rate can be costly. Which is obviously not a very promising condition keeping in mind the fact that you are already in have a mortgage to pay. Remortgages will facilitate qualifying for lower interest rates. A very sensible reason for remortgages is debt consolidation which saves Ј150 Ј200 per month. By remortgages you will be transferring your debts into single consolidated debt. With debt consolidation remortgages you can spread the payment over longer period of time making repayment possible. Interest rates and low single monthly payments make debt more manageable. There are various remortgages with diverse interest rates type. Fixed rate remortgages have fixed interest rate and fixed monthly payments. The advantage is that you can plan your monthly budget for you know how much you have to pay each month. But with fixed rate mortgages you won’t benefit in case the interest rates fall. With variable rate remortgages the amount you will pay will change according to changes in interest rates. You can take benefit from reduced rates but also pay more in case rates increase. Discounted rate remortgages are variable rate remortgages with discount. The discount is for some time and after that standard variable rate applies. Nearly half of the mortgages applications are for remortgages. There still might be reasons why remortgages are not a good idea for you. Remortgages includes changing your current lender to a new lender because very few lenders will entertain remortgages for their current borrowers. Consider how long you are going to stay in your current home. You should be staying here long enough to make profit with remortgages. Also when you are exchanging your short term unsecured loan into secured debt you are in a way putting your home at risk. Redemption penalties can often spoil the fun for remortgages. Don't forget to add in surveyors' and solicitors' fees. It has been discovered that more and more people are applying for lifestyle rather than financial reasons. They are remortgaging to improve their lifestyle, their career and paying for their property quicker and not just for lower rates. Mortgage rates are already low encouraging people to remortgages. Snapping out of your mortgages through remortgages is easy especially if you are good with calculations.



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