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    Referral Business 3 Steps To Generating Unlimited Referrals

     

    Of course, every sales person knows referral business is vitally important. But how do you generate enough referrals to triple your sales and commissions? That’s easy, keep reading and I will share three sure fire steps to creating massive referrals for your business: Step#1: Wow your clients The first step to generating referral business is to go out of your way to demonstrate a high level of service to EVERYONE who comes in contact with your business – not just clients. Everyone who comes in contact with your business is a potential customer or referral source. As a mortgage lender, I’ve had service people come into my office, see how we do business, and ask about refinancing. But how do you “wow” your clients and others to generate referral business? Basically, you will need to be honest, knowledgeable, friendly, professional, and deliver on your promises. Exceed their expectations. Set yourself up to succeed. If you think a task will be completed on Wednesday, tell your client it will completed on Friday. Then, when you call them on Wednesday to report that the task has been completed you’ll look like a superstar because you exceeded their expectation. In short, deliver ahead of schedule. Communicate proactively. Find out why your clients call and stop them from calling by answering all questions ahead of time. In the mortgage business, I found that clients and everyone else involved in the transaction would call for status updates. So I put a system in place to communicate updates to everyone automatically. Now, my phone doesn’t ring because clients get regular scheduled updates. Give unexpected bonuses. Give your clients some kind of surprise bonus. Give them more than what they expected. Your bonus could relate to your product or it could be in the form of a gift. Here are a few gift giving ideas to help generate referral business: Before the sale Try to give your clients something right up front. Try giving clients a $5 gift card before they even agree to do business with you. During the sales process Send cookies to both spouses’ work with a thank you note and plenty of your business cards so they can give them to co workers. This is a excellent technique for creating referral business. After the transaction is complete Send flowers to your clients’ home. Step #2: Collect testimonials Now that you have wowed your clients, get a testimonial from them. In fact, it would be a great idea to survey your clients at the beginning, middle and end of the sales process immediately after they have received one of your gifts. Collect your surveys in writing by using short, quick answer questionnaires – 10 questions or less. Here are sample questions for your questionnaire: 1) Why did you choose to do business with us? 2) Was your transaction closed on time? YES / NO 3) How would you rate our courtesy? EXCELLENT / GOOD / FAIR / POOR 4) How would you rate our efficiency and speed? EXCELLENT / GOOD / FAIR / POOR 5) How would you evaluate the competitiveness of the price you received on your product? EXCELLENT / GOOD / FAIR / POOR 6) Overall, how would you rate the service you received during this transaction? EXCELLENT / GOOD / FAIR / POOR 7) Have you ever purchased a similar product from a company other than Your Company Name? YES / NO 8) If you answered YES to question #7, would you say we were: BETTER / SAME / WORSE 9) Would you recommend us to a friend or relative? YES / NO These questionnaires will serve as testimonials for the next step in the creation of your referral business. Step #3: Generate more referral business Use your client’s testimonial to target everyone in their center of influence. Send your testimonial to prospective clients and referral business partners along with an approach letter. More on the approach letter in a moment; first, here is a list of potential referral business partners that can be targeted after a mortgage transaction just to give you some ideas: * HR manager at their work * Listing real estate agent and that agents entire office * Selling real estate agents and that agents entire office * CPA * Financial planner * Insurance agent * The seller of the home on a purchase transaction * Title Company * Real estate appraiser * Neighbors Now, do you need some ideas for writing your cover letter? To download three approach letter samples visit: . Mortgage Leads Generator. com/a/approachletter. htm In summary, incorporate these ideas into the way you conduct business and you will automatically deliver such a high level of service that your clients will jump at the chance to tell their family, friends, and co workers about your service. Please feel free to reprint this article as long as the resource box is left intact and all links are hyperlinked.



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    Home Remedy For Snoring 3

     

    Home Remedy, An Alternative Treatment for Snoring Lying on a bed, thinking of the day's activities and finally, thanking God for all the day's blessings; and now, it's time to go to sleep. Your eyelid slowly closes, and you find yourself drifting to a deep sleep when you're jolted out of your bed only to hear the sound of terrible snoring. Now, you're wide awake and all you can hear are the cries of insects at night and that horrible snoring. What a terrific way to spend your sleep at night. Most couples are that way. Snoring is probably the most known cause of major marital strife. But instead of cursing your loved one, why not start encouraging him/her to get medical help. The snoring is not only harmful to the one who actually puts up with the noise every night, but also to the snorer as well. Some people refuse to get medical help because their primary reason is the cost of the treatment. Yes, treating people who snores are quite expensive, but this doesn’t mean though that you have no other choices. In fact, there are a lot of home remedies which you can choose from. The best, and yet the most difficult of all snoring remedies, is changing your lifestyle for much better habits in life. The first thing is to lose unwanted weight. Most people who are considered fat have fats stored in their throat and neck regions. These fats collapse your throat making your snoring even louder. Eating heavy meals at night is not advisable because it can also cause snoring. Sleeping pills and alcohol are also known to cause snoring among individuals that causes the muscles in your mouth's back to relax. Smoking is another habit that you should get rid of. All this things are part of your unhealthy lifestyle. Perhaps now you will have an idea what your lifestyle is doing to your family life. Another home snoring remedy is to sleep at your side or your stomach. If you have a companion, more often than not, he/she will be glad to help you to roll back just in case you shift your sleeping position. For a couple to get a good night sleep, the 'give and take' relationship is still needed. You will help the other in staying in his sleeping position while you will be rid of any snoring noise. Another home remedy is to elevate the snorer's heads while sleeping. Using too many pillows to elevate the head is not advisable because it can only worsen the snoring. Instead, you are required to use a flat pillow against an entirely elevated head side of the bed. The elevation should be about four to six inches. Watch out for symptoms of sleep apnea. If your bed mate exhibits frequent cessation of breathing while he sleeps, then that is a danger sign. You now have a harmful disorder, which requires medical attention. Home remedies are good, especially if you can't afford expensive treatments. If you can do all these home remedies effectively, perhaps you don’t need to spend a lot of money in treating that horrible snore. You're not alone in your sleeplessness problem. There are many people out there who are in the same situation. Try the home remedies and get rid of that horrible snore.



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    Back Pain And Diagnosis

     

    Back Pain and Diagnosis Did you know that many doctors miss areas of concern that could lead to cures? Did you know that back pain is common, yet many doctors fail to see the cause? The answer is simple. The reason is most medical doctors have little experience in the system of healing so to speak. Rather many doctors focus on prescribing medicines and searching for answers, which many times rest in front of them. Don’t get me wrong, good doctors reach everywhere, yet these people lack educational knowledge of the spinal column, central nervous system and so on. As well, these people fail to see that many causes of back pain rests in misaligned bones, or spine. Of course, diseases may cause back pain as well. Sitting too long, lack of stretch exercises, etc, all cause lower back pain. If the back pain is, serious it will often show up in MRI or CT scans. X rays will show back conditions, however since doctors review all areas, except the alignment of the bones and spine, thus most times the x rays only reveal what the doctor wants to see. This happens to many people, including myself. A pro in analyzing the spine and bones is the man you want to see if you have chronic back conditions. The types of back pain include sciatica. The back problem may be listed as slip disk in some instances, yet the pain often challenges doctors diagnose since a sharp, electrical shock like and distressing ache starts at the back and then travels to the legs. Sometimes the pain is intermittent, while other times the pain may be chronic. The particular problem often requires surgery to correct. Sciatica according to few experts is one of the worst backaches endured, since even when the pain has mild pain it is difficult to bend forward and over to tie a shoe. The problem rests in the spine, joints, and connective elements of the spinal column that links to the entire body. The spinal column makes up muscles, bones, central nerves, etc. What holds the spine together is disks, connective tissues, tendons, ligaments, etc? When a person stands erect, the spine’s elements will join to apply tension. You can visualize the tension by considering how a string will respond when you pull it down. The changes assist the body in mobility; as well, it determines how the body responds to movement. The lower back is made up of large scale structures, including the backbone and the hip joints. The hip joints connect to the pelvis and each element joins with the spinal column at the triangle bone in the lower back and at the baseline of the spine that joins the hipbones on either side and forms part of the pelvis. (Sacrum) The large bones attach to the legs, which provide us strength and support to the vertical spinal column. We have thick bones that start at the opposite side of the thick cord of nerve tissues (Spinal Cord) that is near the neck. Along this area, the joints are thick and the bones start to thin and shrink. The spinal cord is a “thick whitish” nerve cord surrounded by tissues and extends from the base of the brain and continues to the spinal column, giving mount to a pair of spinal nerves that contribute the body. Combined these elements give us the ability to move and provides flexibility. In addition, the organs are directed by these elements. The spine is held up by the larger group of bones at the lower region, smaller base, and the top architectures. Stress occurs at the area, since below this region larger muscles work by directing and sparking movement. This is how the legs are able to move, which brute stress is applied to the vertebrae. At the back, we also have a lumbar spinal disk. The disk is affected by the brute stress, since each time we bend and sit, we are applying more than 500 pounds to this area, yet it stretches to a “square inch” around the disks and per count along the area.



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    Creating An Effective Online Presence Part Two

     

    This month I want to continue the discussion on creating an effective online presence. We will be talking about writing press releases, I am not touting myself as an expert but merely have been a voracious student of this information over the past two years and want to share what I learned and paid a great deal of money to know, hoping to lessen the learning curve for you. Press Releases Whenever you are rolling out a new product or service, you want to do a press release however, you want to tie them to something newsworthy so it doesn’t seem like an advertisement described as a press release. Do this by connecting your news or product offering to something currently in the news. In general, a press release shouldn’t be longer than one page. Keep it concise and write in journalistic language answering the basics of who, what when, where, why and how in the first paragraph. Deal with the facts and avoid marketer’s language. Write it in the third person voice. If appropriate, provide quotes from those in the news. In about ten words, create a grabbing headline that summarizes the content of the release in an exciting way. Keep it concise and write in journalistic language answering the basics of who, what when, where, why and how in the first paragraph. End the first paragraph with a “hook,” that will keep your readers interested and reading more but also must be relevant to the news editors. Write the rest of your press release with the most important information first so that if the editor must cut the length of your release, the less important information is at the end of the release. At the top of the release write the release date or “For Immediate Release.” Be sure to include your contact information: name, title, address, phone number, fax, email and website addresses. There are three press release sites I would recommend: prweb. com, prnewswire. com and 24 7pressrelease. com. They have free listings but if you want to increase your exposure and the likelihood that your release will be picked up by more venues, then you want to pay. Paying also allows you to include hyperlinks in your release that direct traffic (and search engines) back to your site, another way to increase your traffic. Directories There are software programs and companies out there who use them that will automatically register your site with 100s of directories. For some reason unknown to me, apparently search engines don’t look favorably on this kind of activity. They somehow have “intelligence” and can tell when the same submission has been done in bulk like that. This is why when registering your site with search engines, you want to create about ten different descriptions for your site and alternate those descriptions between different directories. . seocompany. ca is a great site that provides free search engine directory listings. I registered at all the ones that didn’t require reciprocal links. When you can budget for some paid search engine directories, here are the ones that were recommended to me, listed in order from least to most expensive: . abilogic. com express submission . greenstalk. com . octopedia. com . sbd. dcentral. com . business. com dir. yahoo. com . seocompany. ca also has paid search engine listings. Add yourself to them as your budget allows. It is always a good idea to do one at a time and track your traffic and conversions so you can determine which are generating the best return on your investment. eZine Directories If you are putting out an electronic newsletter or eZine, then google eZine directories and list your eZine there. Blog Directories If you have a blog, list your blog in the blog directories. Podcast Directories If you have any downloadable audio products on your website, you can list your site in podcast directories. Software Directories If you provide any software products such as screensavers or interactive software programs, you can list yourself in the software directories. The more listings you have, the greater your traffic will be and the more external links you will have pointing to your site. Search Engine Traffic The first step in generating search engine traffic is to determine your best keywords and phrases. Generate about 25 30 keywords and phrases for each page of your website. Check them out on wordtracker. com, pixelfast. com/overture and digitalpoint. com/tools/suggestion. You are not simply looking for the words that receive the most clicks. You actually want to pick keywords that aren’t crowded with competitors. Then carefully place your keywords within the text of your website, as well as in the titles of your pages and the descriptions. You will also want to create metatags that are keyword rich. All of this will assist with increasing organic or natural traffic to your site. Your goal is to be in the top websites listed when you google your keywords. Organic traffic is what will get you there. You can also pay for high listing through advertising using your keywords and phrases. This is generally what comes up on the right hand side of the search engine page. These are companies who have advertised through pay per click (PPC) advertising. I use yahoo, google and MIVA. PPC advertising has become less attractive because there is so much competition now often the cost is often prohibitive. I hope this was helpful. Next month I will be talking about sales funnels, newsletters, blogs, and joint ventures. Stay tuned.



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    Five Steps To Trading For A Living

     

    For the past five years my sole source of income has been profits made from trading on the forex market. Over that time period, many people, perhaps somewhat envious of my ability to earn money from home without having to report to a boss, have asked me what it takes to trade for a living. How can one arrive at a point where one feels confident enough to leave ones regular employment, strike off on ones own with no guarantee of a regular paycheck, and put what might conceivably be ones entire savings up to that point at risk in the markets? While I unfortunately cant actually give you confidence in your ability to make it on your own, nor the stomach to risk your hard earned savings, I can tell you the practical steps that I took to get where I am today. These steps do not include the obvious Ёlearn of the existence of the forex marketЁ, as presumably you already know something about forex trading, or you wouldnt be reading this article. Furthermore, while these steps have been applicable to trading the forex market in my case, one could easily apply the same principles to becoming a professional trader in the equities markets, derivative markets, etc. Step 1) Start saving your money. To trade professionally you need a bankroll, and one that is large enough to withstand the ups and downs that are a natural part of trading. For me, this was easy. I had been putting money aside ever since I started working. Those like me that have been raised to understand and appreciate the value of saving, will accomplish this quite naturally. However, if you are a habitual spender and are accustomed to living paycheck to paycheck without putting anything extra aside, be prepared to expend some serious effort curbing your habits and learning to save instead of spend. How much money will you need? Unfortunately I cant answer that specifically because it will depend on the trading strategy that you use, the amount of leverage you plan on trading with, and the amount of money that you need to take out in profits. You should count on having a bare minimum though, of a full six months salary saved up before beginning full time trading. One years salary would be still better. Keep in mind that the larger your bankroll, the more money you can earn without risking an unnecessarily large percentage of your bankroll. Step 2) Get an education. You cant start trading before you know something about the market you are trading in. This education does not have to be formal (as in University classes), and you do not have to understand economic forces as well as Alan Greenspan prior to getting started. You should, however, have a basic understanding of why the market that you are trading in exists, how buying and selling on that market works, and the strategy that you are going to employ to take your profits out of the market. There are a lot of totally free resources on the internet that are worth your time to read (and there are a lot of opinions and ideas that are NOT worth your time, but reading some of those that are not worthwhile is part of the process of developing discernment about what is and is not a good resource). There are also some inexpensive trading courses on the internet that are useful. Part of the education process is coming up with a trading strategy that you are comfortable with, as well as a money management strategy to ensure the long term viability of the trading strategy. There are many good trading strategies out there, but regardless of which one you choose, you must understand that the traders that are successful cut their losses early and let their winning trades run. This can be somewhat more difficult than it sounds, but is really the key to making money trading. Step 3) Sign up for a demo trading account and start practicing while you are not at your regular job (or, if you have free time and internet access at your job, WHILE you are at your regular job). We list some good forex brokers at forex rates, so if you are planning to trade currencies, be sure and sign up for a demo account with one of the listed brokers. In order to get a real feel for the trading strategy that you have chosen, you will have to do a lot of practice, so take your time with this step. Dont start trading with real money until you have an actual history of successful demo trading Step 4) If you are making money trading on paper and are comfortable with your trading strategy, go ahead and get started trading for real on a part time basis. Dont include all of your savings as part of your trading bankroll yet. Start slowly and gain a comfort level. As your confidence builds, move money from your savings to increase the size of your bankroll. Step 5) When you can estimate that your average gains from real trading (from step 4) are at a level where, if you were to trade full time using your current bankroll, you would be making profits that slightly exceed your current employment salary, you are ready to quit your job and trade full time. Remember, you want your trading profits to exceed your present salary. This will give you the opportunity to maintain your current financial level, but at the same time continue to increase your trading bankroll, which will enable you to earn more and more money as the size of your available funds grows larger. It is important to have patience with yourself at each of the steps mentioned. Maintain emotional equanimity and understand that fear and greed are a traders most dangerous nemesis. If you can keep these emotions under control and maintain the discipline established while following these steps, you can look forward to making it as a professional trader.



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    17 Lanzarote Beaches Haria

     

    Haria is the most northern of Lanzarotes seven municipalities. It can thank the Sahara Desert and strong winds for what some regard as Lanzarote finest beaches. The entire coastline is known as Malpaнs de la Corona (“badlands”) and is strewn with white and golden sand which mingles intimately with volcanic magma forming small sheltered bays (a number of which are featured in this article), which are ideal for swimming. This preominently rural area harbours many of the natural marvels of Lanzarote such as Jameos del Agua and La Cueva de Los Verdes (See my related article 23xx on these attractions). Our first of five beaches being reviewed in this area is known as El Caletуn Blanco (“The big inlet”) measuring half a kilometre long and 9 m. wide, consisting of fine white sand. Camping is also permitted on the beach, but you’ll need to get prior municipal approval at the Lanzarote Town Council (Cabildo). There is ample space for parking and the guaguas (autobus) also stops here. Our second beach is known as El Risco, measuring 845m long and 8m wide and consisting of fine white sand. This beach gets very windy, although Isla Graciosa shelters it to a degree from the rougher seas. It is a 400m climb down (and back up !), so not for the faint hearted. The waves are moderate. Our third Beach is known as Caleta Caballo, measuring 60 m long and 7m wide and consisting of white sand with pebbles. It is windy with moderate waves offering good conditions for windsurfing. This is accessible by guaguas (autobus). Our fourth Beach in this area is known as Caleta del Mojуn, measuring 100 m long and 13m wide and consisting of fine white sand and picon (the small black lava stones often found in gardens). Our fifth and final Beach in this area is known as La Garita, measuring 810m long and 5m wide and consisting of fine white/golden sand. Calm waters make this a good practising ground before you take on the stronger waves elsewhere in the area. Unlike the other rural beaches, this one is in a semi urban area, has a boardwalk and services such as restaurants, refreshment stands, telephones, parking area, washrooms and even a children’s play area. It is accessible by guaguas (autobus).



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    The Many Benefits Of Ebay Stores

     

    The Many Benefits of Ebay Stores Ebay can be a fast and fun place to sell your merchandise. Everyone dreams of buying an item for pennies at a rummage sale, only to find out that it was a rare antique worth thousands on Ebay. Stories like that do happen on occasion, but the majority of Ebay profits come from good old fashioned effort. Many sellers list a vast collection of items in search of that single smoking hot sale that will make them rich. Unfortunately, it might take hundreds or even thousands of listings to turn up such a sale, and sellers have to pay a fee every time they list an item. Ebay listings only last for seven days. If items don’t sell by the end of those seven days, the seller must pay to list them again. This can get expensive if the seller has hundreds of items to list every week. Some sellers get discouraged when they have to pay repeat listing fees. Fortunately for sellers with large inventories, Ebay offers stores that allow items to be listed permanently. Ebay stores are virtual storefronts where merchandise can be displayed and sold. Ebay stores are similar to regular auction listings, in that sellers can add photos and descriptive text to give buyers a good idea of what they’re purchasing. But if some Ebay store items take a while to sell, the seller isn’t required to pay for additional listings. Once listed in an Ebay store, the items stay put until they are removed by the seller. Ebay stores offer convenience to buyers and sellers alike. They can be linked to directly, and they do not expire. For a small monthly fee, Ebay sellers get an e store that they can customize, link to, and even temporarily take offline if they go on vacation or become otherwise indisposed. Since Ebay stores have static URLs, sellers can even register their own domain names and set them up to forward readers to the store itself. Convenience for the buyer leads to profits for the seller. Buyers will appreciate a convenient custom URL. Niche Ebay stores are especially appealing. If you have lots of listings that fall under a common category, you should definitely think about setting up an Ebay store. Some stores are devoted to electronics or maternity clothes, while others are devoted to rare vintage items. Whatever your passion, you can build an Ebay store around it. Another benefit of having an Ebay store is the increased exposure your merchandise receives. Ebay searches now turn up auction listings as well as store items. That means more potential buyers see your items whenever they do a search. More views translate into more money for you, the seller! And because you have a store with a static URL, you can also promote your business by placing links in your e mail and message forum signatures. You can link to your store from your personal blog or web site. Submit the store’s URL to search engines and social networking sites. Marketing is the key to making money with your Ebay store. For detailed store terms and conditions, visit the Ebay site. They have a host of information for prospective sellers, including everything you will need to get your Ebay store off and running. If you’re a high volume seller or frequently list similar items, this research would be well worth your time. PPPPP 559



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    Can You Get Rich Investing Yes But Think Differently

     

    Remember back in the 1990s when a lot of people either retired early or became wealthy? It was relatively simple. With stock prices going up, up, up, I knew a lot of people who simply invested part of their paychecks. They ended up with several hundred thousand dollars in profits from their constantly rising stocks. I knew others who had already amassed several hundred thousand by the time the stock boom came along. They were millionaires by the time the 1990s ended. Ah yes, those were the days. Today most people will tell you it's a lot harder. Stocks don't seem to do much any more. You have to invest in risky emerging countries to see much return. And that chance can evaporate overnight taking your money with it. When the stock market won't bring you any return, most people turn to real estate. But housing prices have peaked in most cities, meaning you can't just buy a house and sit on it for several years to earn a fat nest egg. So does that mean we have to give up on ever getting ahead and just learn to be satisfied living the "average" life our jobs can provide? Not necessarily. These days you have to think differently to get ahead. For example, you've noticed how manufacturing and jobs are heading out of North America to foreign countries. That's bad news for many workers, but it's GREAT news for some segments of the Foreign Exchange Market. You see, when we buy products from China, or Japan ships products to England, all kinds of currency has to change hands and be converted. There is BIG money in that process. FOREX, the foreign exchange market, handles 2 TRILLION in transactions EVERY DAY. That's far more money than what Wall Street handles. Just about anybody can jump in and pull out quite a profit for themselves by participating in the FOREX process. Does all this sound a bit new to you? Most North Americans have heard very little about FOREX. They've got BILLIONS of dollars sitting in savings accounts and low yield investments that could make them a LOT more money in the Foreign Exchange Industry. If you're thinking helping all those millions get their money transferred to FOREX is a HUGE opportunity ripe for the picking, you're RIGHT! I hope my article has opened your eyes to some of the terrific opportunities that are being created now. Rather than looking back to the good old days of the booming American stock market and waiting for those times to return, refocus your attention on what is really happening right now. Your fortune lies in seeing more clearly the awesome opportunities at hand.



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    Aa Batteries 24

     

    AA Batteries I found it highly amusing when my parents handed me a rather heavy bag of AA batteries when we went down to see them for Christmas. They had bought quite a few things for my daughter for Christmas, and most of them took at least two AA batteries. They said that they know how expensive batteries can be, and they thought that if they did not supply the batteries that she might not get to play with many of her new toys. They may have been on to something because had we been the ones to buy the batteries, many of her toys would still be in the boxes they came in. I was astounded at the number of AA batteries that we had to buy for the few toys we got her this year. I tried to get her toys that did not require batteries, because I think the ones that do not require batteries are more fun for kids. We did end up getting her three things that take AA batteries, and one of them took seven of them. I could not believe it. We bought a package of batteries for all three toys, but my husband had to go back to the store at the last minute to get more. Seven batteries in one toy is just ridiculous if you ask me, and it’s not like it did anything miraculous either. Toys are not the only things in our home that eat through the AA batteries. My digital camera will take this size battery, but I gave up on that long ago. I would barely begin taking shots and the batteries would die. I even toyed with rechargeable AA batteries for my digital, but they weren’t the greatest deal either. I finally went out and got one of the other recommended types of batteries for my digital camera. If I hadn’t, I might have had to give up something just to pay for the batteries. We also have a lot of remotes that take AA batteries. Though these do not run through batteries as quickly, they certainly demand their fair share. I think that if it were not for rechargeable AA batteries we might be broke by now. As things become more and more complicated, the need for batteries goes up. There has to be a way to stop this expense from becoming impossible to keep up with. There are AC adaptors for such things, but my remote isn’t designed to use one. That would be silly anyway. I’m hoping they can come up with a way to make the batteries to last longer without jacking up the price too much.



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    This Year S Top 7 Wedding Accessories

     

    If you have any doubt that fashion dictates everything you wear, carry and use to decorate on your wedding day, just take a look at your parents’ and grandparents’ wedding pictures. See the frill front shirts on the men? How do you like the mini skirt and knee high boots your mother wore? Your grandma may have kept her bouquet of silk roses … imagine, not using fresh flowers for such a special occasion. Well, just as with wedding gowns, bridal accessories are fashion items that fade into and out of popularity according to the whims of brides the world over. 1. The groom A loving, devoted husband to be is the all time favorite must have bridal accessory! Without him, you’d be standing at the altar twiddling your thumbs! 2. Your bridal party – Ok, so technically, people are not bridal accessories but you really need your best supporters by your side on your wedding day. With so much to remember, so many small tasks to take care of and the occasional bridal meltdown, your sisters, cousins and best friends are essential. And besides, you need someone to carry your Bridal Blush lip gloss! 3. A tiara – Royal weddings have a way of infiltrating into our own more ‘common’ nuptials. Keep an eye on Prince William of England; when he ties the knot, you can bet that whatever his bride wears or carries will be the fashion for at least the following year. Tiaras make every girl feel like a princess for a day. They are bridal bling at its best. From the sparkly tiara comes the idea for the hairstyle, the veil, the earrings and even the neckline of the dress. Some are encrusted with Swarovski crystals, others are festooned with a rainbow of different colored stones. Yours could even be your Mom’s family heirloom. 4. Hairpins – These tiny little bridal accessories are as important to your overall look as your gown itself. If your hair will be up for the day, you’ll need pins to keep it in place. Decorative hairpins will look much better than plain, generic ones. They can feature crystals, pearls or enamel painted flowers and you can even have them custom made to suit your dress. 5. Lingerie – Even though your groom is the only person who will really see what you wear under your dress, lingerie is one of the more important bridal accessories because it helps your dress to look right. No bride wants a VPL – visible panty line – on her wedding day! Keeping your bust looking perfect is the job of your bustier, bra or corset. Above all, though, your lingerie should be comfortable because you’ll be in it for hours! 6. Shoes – Well of course, unless you get married on the sand at a beach, you’ll need shoes. But what’s in fashion for this year? First things first: you need to take into account your height compared with your fiance’s, the kind of ground you’ll be walking on (think garden wedding) and how much comfort you want. You don’t want your big day ruined by excruciating feet. Manolo Blahnik, Jimmy Choo and Vera Wang all have stunning styles perfect for weddings but if your budget is a little less substantial, stick to feminine sandals with beautiful embellishments. Wear your wedding shoes in a few times before the day. 7. Jewelry – Bling is the thing. This year, bridal accessories tend more towards glitzy and feminine rather than subdued and low key. Go for an outstanding piece and don’t overdo the look by wearing matching earrings, necklace and bracelets. Choose either stunning earrings or a choker or necklace. Thanks to the Internet, you can buy a lot of your bridal accessories online and have them shipped to you. But there’s much to be said about going shopping with your best girlfriends and buying everything you need between cocktails, lunch and cappuccinos.



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    The Proper Takeaway And Backswing

     

    When it comes to the swing, my golf instruction hinges on a simple idea: The swing is a chain reaction. What occurs at the start of the swing influences what happens at the end. If you execute the takeaway and backswing properly, you’ll hit the ball with accuracy and power. If you don’t, you’ll hit the ball off line and with little power. A proper takeaway is critical to a good swing. Like the catalyst in a chain reaction, the takeaway starts everything in motion, as I stress in my golf tips. It introduces width and coordination in the swing, and determines the quality and shape of the shot. In fact, many experts consider the first 30 inches of the takeaway the most crucial point in the swing. A one piece movement starts the takeaway. To achieve this, sweep the club back low and slow as your left knee, hip, and shoulder turn to the right. Shift your weight slightly onto the right foot (for right handers), creating the feeling as if the move was “all arms.” And hold your chin up as you take the club away to allow for a full left shoulder turn. Here, some golf instruction differs on the position of the left heel. No hard and fast rules state that it should remain planted during takeaway. You’re free to lift it if you have to. I recommend in my golf lessons that you keep it planted as long as you can, creating resistance in the swing. However, if your heel must come up to complete the body turn, then by all means lift it. It all depends on how flexible you are. Also, keep your wrists passive until the club reaches the height of your right hip. Cock your writs at this point as you complete the body turn, forming a right angle between the shaft and the left forearm. This is a good checkpoint. If your wrists form a 90 degree angle and the club is on plane, your takeaway has been sound. Continue turning your arms and body until you’re at the top of the swing, or in the slot. Your weight is on your right foot and your club is as close to horizontal as possible. Both thumbs are under the shaft. Next comes a key transition point, one that I really focus on in my golf lessons. It needs to be smooth and unhurried, so don’t rush it. If you do, your swing will be come too narrow. Many tour players and players with low golf handicaps employee Harvey Penick’s “Magic Move” at this point. It’s ideal for beginning the downswing. And it’s simple. At the start of the downswing, shift your weight gradually to the left side while, at the same time, bringing your right arm closer to your body. That’s it. It’s a subtle but highly effective move. The Magic Move flattens out the swing plane slightly, putting it on the ideal position from which to swing the club on the optimum path and deliver the clubhead squared to the ball with power. The rest of the downswing is basically a reaction to what has come before. Retain the 90 degree angle between the left forearm and club as long as you can. Keep the flex in your knees and the gap between them as the club comes down. And settle your weight gradually on the left side of your body. Finally, make sure you keep your body behind the ball at impact. At this point, if you’ve executed the takeaway and downswing properly, you’ll return to the same position you assumed at the start of your swing. The rest of the swing should follow naturally. A good exercise to practice when you can’t get to a driving range is the tire drill. It’s one I sometimes use in my golf lessons. Take an old tire and line it up where the ball should be in your swing. Then take a club, assume your normal set up. Execute the takeaway and downswing, hitting the tire instead of the ball. Substitute a golf bag for the tire, if you want. Practice this drill as often as you can. It helps perfect the takeaway and backswing. Your swing, as I said at the beginning of this golf tip, is like a chain reaction. What happens at the start affects what happens at the end. Practice the sequence detailed here, including Harvey Penick’s Magic Move, and you’re well on your way to developing a consistent, error free swing—and to a lower golf handicap.



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    Disney Dollars And Merchandise Cards 190

     

    Disney Dollars and Disneyland Merchandise Cards When it comes to kids and money, we all know what happens. The money either gets spent the wrong way, or it gets lost. With Disney Dollars and Disneyland Merchandise cards, you may be able to cut down on some of this. Disney Dollars work just like cash at Disneyland. They can be used anywhere in the park, and at certain hotels. They can even be used at local Disney stores in your area. The Disneyland Merchandise Card works more like a credit card. The amount of money you load on the card is how much is available. All of this fits quite nicely into the FreePass holder, so there will be less chance of losing the dollars or the card. You can also purchase a Disneyland Resort Gift Card. This card can only be used at the Disney Resorts, as well as stores that accept credit cards at Disneyland. These cards also make great gift items for anyone who loves Disneyland, or for anyone who is planning a trip to Disneyland. This is a great way to budget money for souvenirs as well as snack items while at Disneyland. (word count 190) PPPPP



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